Fall 2027 intake open · Expert call ₹355 →

VisaEduLoans - Dream | Plan | Achieve

11 countries · 107 universities

Cost of Studying Abroad for Indian Students

Compare what a master's really costs in rupees in each destination — tuition, living costs and one-time costs — worked out from the universities Indian students apply to most.

  • Totals in rupees
  • University-by-university
  • Living costs by city
  • Loan and EMI per country

Talk to an expert

Get a cost & loan plan

A counsellor replies on WhatsApp with your checklist and next steps

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly

Quick answer

How much does it cost to study abroad from India?

A master's abroad typically costs an Indian student from about ₹24 lakh in Japan to about ₹1.47 crore in the USA, including tuition, living and one-time costs. The most affordable destinations here are Japan, Dubai and Germany; the most expensive are the USA, Australia and France. Most families fund about 80% with an education loan.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans loan & visa desk

By country

Typical total cost of a master's, cheapest first

Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate

Typical total cost of a master's, cheapest first
CountryTypical totalRangeLiving cost a month
Japan₹24 lakh₹24 lakh – ₹41 lakh₹64,000 – ₹80,000
Dubai₹33 lakh₹26 lakh – ₹43 lakh₹1,06,667
Germany₹34 lakh₹29 lakh – ₹61 lakh₹1,08,128 – ₹1,30,800
Ireland₹39 lakh₹31 lakh – ₹58 lakh₹1,09,000 – ₹1,40,792
Singapore₹45 lakh₹31 lakh – ₹61 lakh₹1,21,667
New Zealand₹55 lakh₹46 lakh – ₹74 lakh₹1,00,000 – ₹1,15,000
UK₹63 lakh₹49 lakh – ₹99 lakh₹1,48,717 – ₹1,94,183
Canada₹87 lakh₹65 lakh – ₹1.33 crore₹1,19,000 – ₹1,41,667
France₹91 lakh₹40 lakh – ₹1.47 crore₹1,31,708 – ₹1,31,708
Australia₹1.05 crore₹89 lakh – ₹1.21 crore₹1,65,000 – ₹1,81,500
USA₹1.47 crore₹80 lakh – ₹1.9 crore₹1,25,333 – ₹1,88,000

Loan

Typical loan and EMI by country

About 80% of a typical budget; EMI over 10 years at 10.5% after the moratorium.

Typical loan and EMI by country
CountryTypical loanEMI a month
Japan₹19 lakh₹25,638
Dubai₹26 lakh₹35,083
Germany₹27 lakh₹36,432
Ireland₹31 lakh₹41,830
Singapore₹36 lakh₹48,577
New Zealand₹44 lakh₹59,371
UK₹50 lakh₹67,467
Canada₹69 lakh₹93,105
France₹73 lakh₹98,503
Australia₹84 lakh₹1,13,345
USA₹1.18 crore₹1,59,223

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

Of the destinations here, Japan has the lowest typical total, about ₹24 lakh for a master's. Public universities with low or no tuition keep costs down; living costs then become the main expense.

From published international tuition for each university, visa-rule or planning living costs for its city, and one-time visa and travel costs, converted at stated planning exchange rates. Your offer letter's cost of attendance is the figure lenders use.

Secured loans can cover most of the cost minus a margin of about 15%; unsecured limits depend on the university and the co-applicant's income.

Talk to an expert

Talk to a counsellor today

Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.

Mon–Sat, 9 AM–6 PM IST

Request a call back

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly
Call WhatsApp Loan check Expert ₹355