Choose the university on value
Lincoln University costs about ₹16 lakh less in total than University of Auckland. Rankings matter, but compare the total, not just tuition.
8 universities · 7 cities · in rupees
Cost of Studying in New Zealand for Indian Students
What a master's in New Zealand really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.
- Total ≈ ₹46 lakh – ₹74 lakh
- Typical ≈ ₹55 lakh
- Tuition NZD 28,000 – NZD 55,000 a year
- Typical loan ≈ ₹44 lakh
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Quick answer
How much does it cost to study in New Zealand from India?
A master's in New Zealand costs an Indian student about ₹46 lakh – ₹74 lakh in total across the 8 universities we track, with a typical figure of about ₹55 lakh. That covers tuition (NZD 28,000 – NZD 55,000 a year), living costs of NZD 20,000 (Lincoln) to NZD 23,000 (Auckland) a year, and one-time visa and travel costs of ₹2.5 lakh – ₹3.8 lakh. Most families fund about 80% with an education loan — roughly ₹44 lakh on a typical budget.
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New Zealand costs at a glance
- Tuition (international)
- NZD 28,000 – NZD 55,000 a year
- Living costs
- NZD 20,000 – NZD 23,000 a year
- Typical master's length
- 1.5 years
- One-time costs
- ₹2.5 lakh – ₹3.8 lakh
- Total for Indian students
- ₹46 lakh – ₹74 lakh
- Planning exchange rate
- NZD 1 ≈ ₹60
By university
What a master's costs at 8 universities in New Zealand
Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.
Living costs
Living costs by city in New Zealand
Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.
Typical budget
A typical 1.5-year master's budget in New Zealand
Median of the 8 universities above.
Save money
How Indian students cut the cost of New Zealand
Pick a lower-cost city
Living in Lincoln instead of Auckland saves about ₹2.7 lakh over 1.5 years.
Apply early for scholarships
Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.
Part-time work
Up to 25 hours/week for eligible students. Plan it as pocket money, not as tuition funding.
Watch the exchange rate
A 5% fall in the rupee adds about ₹2.7 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.
Visa funds
Money you must show for the New Zealand student visa
Show living funds at Immigration New Zealand's yearly rate, plus tuition paid or covered and an outward ticket (or funds for one).
An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.
Repayment
EMI on a ₹44 lakh education loan
About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ₹46 lakh – ₹74 lakh for a master's, typically around ₹55 lakh, including tuition, living and one-time costs at NZD 1 ≈ ₹60.
Lincoln University in Lincoln, at about ₹46 lakh – ₹56 lakh in total. The most expensive is University of Auckland, at ₹59 lakh – ₹74 lakh.
About ₹1,00,000 a month in Lincoln to ₹1,15,000 in Auckland, for rent, food, transport and insurance.
Most families borrow about 70–90% of the total — around ₹44 lakh on a typical budget. The EMI on that is about ₹59,371 a month over 10 years at 10.5%.
Up to 25 hours/week for eligible students. Earnings help with living costs but don't count much towards visa funds.
Explore
Keep exploring
Universities
Cost and loan pages for universities in New Zealand
- Lincoln University· ₹46 lakh – ₹56 lakh
- University of Waikato· ₹46 lakh – ₹58 lakh
- Massey University· ₹48 lakh – ₹61 lakh
- Auckland University of Technology· ₹48 lakh – ₹61 lakh
- Victoria University of Wellington· ₹48 lakh – ₹62 lakh
- University of Canterbury· ₹48 lakh – ₹62 lakh
- University of Otago· ₹52 lakh – ₹67 lakh
- University of Auckland· ₹59 lakh – ₹74 lakh
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