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University of Leeds costs about ₹24 lakh less in total than University of Cambridge. Rankings matter, but compare the total, not just tuition.
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What a master's in the UK really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.
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Quick answer
A master's in the UK costs an Indian student about ₹49 lakh – ₹99 lakh in total across the 14 universities we track, with a typical figure of about ₹63 lakh. That covers tuition (£22,000 – £60,000 a year), living costs of £14,052 (Leeds) to £18,348 (London) a year, and one-time visa and travel costs of ₹3 lakh – ₹4.5 lakh. Most families fund about 80% with an education loan — roughly ₹50 lakh on a typical budget.
By university
Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.
Living costs
Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.
Typical budget
Median of the 14 universities above.
Save money
University of Leeds costs about ₹24 lakh less in total than University of Cambridge. Rankings matter, but compare the total, not just tuition.
Living in Leeds instead of London saves about ₹5.5 lakh over 1 year.
Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.
Up to 20 hours/week in term for degree-level study. Plan it as pocket money, not as tuition funding.
A 5% fall in the rupee adds about ₹3.1 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.
Visa funds
Show tuition fees (minus anything already paid) plus living costs of £1,529 a month in London or £1,171 elsewhere, for up to 9 months, held for 28 consecutive days — or an education loan letter from an eligible lender.
An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.
Repayment
About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.
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About ₹49 lakh – ₹99 lakh for a master's, typically around ₹63 lakh, including tuition, living and one-time costs at £1 ≈ ₹127.
University of Leeds in Leeds, at about ₹49 lakh – ₹60 lakh in total. The most expensive is University of Cambridge, at ₹59 lakh – ₹99 lakh.
About ₹1,48,717 a month in Leeds to ₹1,94,183 in London, for rent, food, transport and insurance.
Most families borrow about 70–90% of the total — around ₹50 lakh on a typical budget. The EMI on that is about ₹67,467 a month over 10 years at 10.5%.
Up to 20 hours/week in term for degree-level study. Earnings help with living costs but don't count much towards visa funds.
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