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14 universities · 11 cities · in rupees

Cost of Studying in UK for Indian Students

What a master's in the UK really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.

  • Total ≈ ₹49 lakh – ₹99 lakh
  • Typical ≈ ₹63 lakh
  • Tuition £22,000 – £60,000 a year
  • Typical loan ≈ ₹50 lakh

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Quick answer

How much does it cost to study in the UK from India?

A master's in the UK costs an Indian student about ₹49 lakh – ₹99 lakh in total across the 14 universities we track, with a typical figure of about ₹63 lakh. That covers tuition (£22,000 – £60,000 a year), living costs of £14,052 (Leeds) to £18,348 (London) a year, and one-time visa and travel costs of ₹3 lakh – ₹4.5 lakh. Most families fund about 80% with an education loan — roughly ₹50 lakh on a typical budget.

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UK costs at a glance

Tuition (international)
£22,000 – £60,000 a year
Living costs
£14,052 – £18,348 a year
Typical master's length
1 year
One-time costs
₹3 lakh – ₹4.5 lakh
Total for Indian students
₹49 lakh – ₹99 lakh
Planning exchange rate
£1 ≈ ₹127

By university

What a master's costs at 14 universities in UK

Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.

What a master's costs at 14 universities in UK
UniversityCityTuition a yearTotal in rupees
University of LeedsLeeds£22,000 – £30,000₹49 lakh – ₹60 lakh
University of BirminghamBirmingham£22,000 – £30,000₹49 lakh – ₹60 lakh
University of SouthamptonSouthampton£22,000 – £30,000₹49 lakh – ₹60 lakh
University of GlasgowGlasgow£23,000 – £30,000₹50 lakh – ₹60 lakh
University of BristolBristol£25,000 – £33,000₹53 lakh – ₹64 lakh
University of ManchesterManchester£25,000 – £35,000₹53 lakh – ₹67 lakh
University of WarwickCoventry£25,000 – £38,000₹53 lakh – ₹71 lakh
University of EdinburghEdinburgh£28,000 – £38,000₹56 lakh – ₹71 lakh
King's College LondonLondon£25,000 – £36,000₹58 lakh – ₹74 lakh
University College LondonLondon£28,000 – £40,000₹62 lakh – ₹79 lakh
London School of EconomicsLondon£28,000 – £40,000₹62 lakh – ₹79 lakh
University of OxfordOxford£30,000 – £50,000₹59 lakh – ₹86 lakh
Imperial College LondonLondon£35,000 – £45,000₹71 lakh – ₹85 lakh
University of CambridgeCambridge£30,000 – £60,000₹59 lakh – ₹99 lakh

Living costs

Living costs by city in UK

Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.

Living costs by city in UK
CityPer yearPer month in rupeesBasis
Leeds£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Birmingham£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Southampton£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Glasgow£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Bristol£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Manchester£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Coventry£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Edinburgh£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Oxford£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
Cambridge£14,052₹1,48,717£1,171 a month — the UKVI living-cost amount outside London (12 months)
London£18,348₹1,94,183£1,529 a month — the UKVI living-cost amount for London (12 months)

Typical budget

A typical 1-year master's budget in UK

Median of the 14 universities above.

A typical 1-year master's budget in UK
ItemTotal in rupeesShare
Tuition₹39 lakh65%
Living costs₹18 lakh29%
Visa, travel and setup₹3.8 lakh6%
Total₹61 lakh100%

Save money

How Indian students cut the cost of UK

Choose the university on value

University of Leeds costs about ₹24 lakh less in total than University of Cambridge. Rankings matter, but compare the total, not just tuition.

Pick a lower-cost city

Living in Leeds instead of London saves about ₹5.5 lakh over 1 year.

Apply early for scholarships

Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.

Part-time work

Up to 20 hours/week in term for degree-level study. Plan it as pocket money, not as tuition funding.

Watch the exchange rate

A 5% fall in the rupee adds about ₹3.1 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.

Visa funds

Money you must show for the UK student visa

Show tuition fees (minus anything already paid) plus living costs of £1,529 a month in London or £1,171 elsewhere, for up to 9 months, held for 28 consecutive days — or an education loan letter from an eligible lender.

An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.

Repayment

EMI on a ₹50 lakh education loan

About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.

EMI on a ₹50 lakh education loan
Rate7 years10 years15 years
9%₹80,445₹63,338₹50,713
10.5%₹84,303₹67,467₹55,270
12%₹88,264₹71,735₹60,008

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹49 lakh – ₹99 lakh for a master's, typically around ₹63 lakh, including tuition, living and one-time costs at £1 ≈ ₹127.

University of Leeds in Leeds, at about ₹49 lakh – ₹60 lakh in total. The most expensive is University of Cambridge, at ₹59 lakh – ₹99 lakh.

About ₹1,48,717 a month in Leeds to ₹1,94,183 in London, for rent, food, transport and insurance.

Most families borrow about 70–90% of the total — around ₹50 lakh on a typical budget. The EMI on that is about ₹67,467 a month over 10 years at 10.5%.

Up to 20 hours/week in term for degree-level study. Earnings help with living costs but don't count much towards visa funds.

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