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12 universities · 7 cities · in rupees

Cost of Studying in Australia for Indian Students

What a master's in Australia really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.

  • Total ≈ ₹89 lakh – ₹1.21 crore
  • Typical ≈ ₹1.05 crore
  • Tuition AUD 32,000 – AUD 55,000 a year
  • Typical loan ≈ ₹84 lakh

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Quick answer

How much does it cost to study in Australia from India?

A master's in Australia costs an Indian student about ₹89 lakh – ₹1.21 crore in total across the 12 universities we track, with a typical figure of about ₹1.05 crore. That covers tuition (AUD 32,000 – AUD 55,000 a year), living costs of AUD 30,000 (Perth) to AUD 33,000 (Sydney) a year, and one-time visa and travel costs of ₹3.5 lakh – ₹5 lakh. Most families fund about 80% with an education loan — roughly ₹84 lakh on a typical budget.

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Australia costs at a glance

Tuition (international)
AUD 32,000 – AUD 55,000 a year
Living costs
AUD 30,000 – AUD 33,000 a year
Typical master's length
2 years
One-time costs
₹3.5 lakh – ₹5 lakh
Total for Indian students
₹89 lakh – ₹1.21 crore
Planning exchange rate
AUD 1 ≈ ₹66

By university

What a master's costs at 12 universities in Australia

Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.

What a master's costs at 12 universities in Australia
UniversityCityTuition a yearTotal in rupees
Deakin UniversityGeelong & MelbourneAUD 32,000 – AUD 42,000₹89 lakh – ₹1.04 crore
University of Western AustraliaPerthAUD 38,000 – AUD 48,000₹93 lakh – ₹1.08 crore
University of AdelaideAdelaideAUD 38,000 – AUD 48,000₹93 lakh – ₹1.08 crore
RMIT UniversityMelbourneAUD 35,000 – AUD 45,000₹93 lakh – ₹1.08 crore
Macquarie UniversitySydneyAUD 35,000 – AUD 45,000₹93 lakh – ₹1.08 crore
University of QueenslandBrisbaneAUD 40,000 – AUD 52,000₹96 lakh – ₹1.13 crore
University of Technology SydneySydneyAUD 38,000 – AUD 48,000₹97 lakh – ₹1.12 crore
Australian National UniversityCanberraAUD 45,000 – AUD 52,000₹1.02 crore – ₹1.13 crore
Monash UniversityMelbourneAUD 40,000 – AUD 52,000₹1 crore – ₹1.17 crore
University of MelbourneMelbourneAUD 45,000 – AUD 55,000₹1.06 crore – ₹1.21 crore
University of SydneySydneyAUD 45,000 – AUD 55,000₹1.06 crore – ₹1.21 crore
UNSW SydneySydneyAUD 45,000 – AUD 55,000₹1.06 crore – ₹1.21 crore

Living costs

Living costs by city in Australia

Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.

Living costs by city in Australia
CityPer yearPer month in rupeesBasis
PerthAUD 30,000₹1,65,000Planning figure close to the Home Affairs living-cost amount
AdelaideAUD 30,000₹1,65,000Planning figure close to the Home Affairs living-cost amount
BrisbaneAUD 30,000₹1,65,000Planning figure close to the Home Affairs living-cost amount
CanberraAUD 30,000₹1,65,000Planning figure close to the Home Affairs living-cost amount
Geelong & MelbourneAUD 33,000₹1,81,500Sydney and Melbourne rents run above the Home Affairs minimum
MelbourneAUD 33,000₹1,81,500Sydney and Melbourne rents run above the Home Affairs minimum
SydneyAUD 33,000₹1,81,500Sydney and Melbourne rents run above the Home Affairs minimum

Typical budget

A typical 2-year master's budget in Australia

Median of the 12 universities above.

A typical 2-year master's budget in Australia
ItemTotal in rupeesShare
Tuition₹59 lakh55%
Living costs₹44 lakh41%
Visa, travel and setup₹4.3 lakh4%
Total₹1.07 crore100%

Save money

How Indian students cut the cost of Australia

Choose the university on value

Deakin University costs about ₹17 lakh less in total than UNSW Sydney. Rankings matter, but compare the total, not just tuition.

Pick a lower-cost city

Living in Perth instead of Sydney saves about ₹4 lakh over 2 years.

Apply early for scholarships

Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.

Part-time work

48 hours per fortnight during study periods. Plan it as pocket money, not as tuition funding.

Watch the exchange rate

A 5% fall in the rupee adds about ₹5.2 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.

Visa funds

Money you must show for the Australia student visa

Show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.

An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.

Repayment

EMI on a ₹84 lakh education loan

About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.

EMI on a ₹84 lakh education loan
Rate7 years10 years15 years
9%₹1,35,148₹1,06,408₹85,198
10.5%₹1,41,630₹1,13,345₹92,854
12%₹1,48,283₹1,20,516₹1,00,814

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹89 lakh – ₹1.21 crore for a master's, typically around ₹1.05 crore, including tuition, living and one-time costs at AUD 1 ≈ ₹66.

Deakin University in Geelong & Melbourne, at about ₹89 lakh – ₹1.04 crore in total. The most expensive is UNSW Sydney, at ₹1.06 crore – ₹1.21 crore.

About ₹1,65,000 a month in Perth to ₹1,81,500 in Sydney, for rent, food, transport and insurance.

Most families borrow about 70–90% of the total — around ₹84 lakh on a typical budget. The EMI on that is about ₹1,13,345 a month over 10 years at 10.5%.

48 hours per fortnight during study periods. Earnings help with living costs but don't count much towards visa funds.

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