Germany is famous for "free" university education — and at most public universities, international students really do pay no tuition. But studying in Germany still has real costs, and the process has steps that catch many students off guard.
What is actually free?
Most public universities charge no tuition for bachelor's and consecutive master's programs, even for non-EU students. You pay a semester contribution of roughly €150–€400, which often includes a public transport ticket.
Where you do pay tuition
- Baden-Württemberg: non-EU students pay €1,500 per semester at public universities.
- Technical University of Munich: introduced tuition fees for non-EU students from 2024.
- Non-consecutive / executive master's and private universities charge fees.
Real monthly costs
- Rent: €350–€700 (more in Munich, Frankfurt, Hamburg)
- Food: €200–€300
- Health insurance: about €120–€140
- Phone, internet and personal: €50–€100
That's why the German government requires a blocked account of about €11,904 per year (2025 figure) as proof of funds.
Steps Indian students must plan for
- APS certificate — mandatory document verification for Indian students. Apply early; it can take weeks.
- University applications — directly or via uni-assist, with strict deadlines (often 15 January for summer and 15 July for winter, but many programs close earlier).
- Blocked account and health insurance.
- Visa appointment — book as early as possible in peak months.
Is German language required?
Not for English-taught master's programs. But learning German (B1 or higher) makes part-time jobs and full-time careers far easier.
Read our full Study in Germany guide and the list of top universities in Germany.