Fall 2027 intake open · Expert call ₹355 →

VisaEduLoans - Dream | Plan | Achieve

4 universities · 1 cities · in rupees

Cost of Studying in Singapore for Indian Students

What a master's in Singapore really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.

  • Total ≈ ₹31 lakh – ₹61 lakh
  • Typical ≈ ₹45 lakh
  • Tuition S$20,000 – S$60,000 a year
  • Typical loan ≈ ₹36 lakh

Talk to an expert

Get your Singapore cost & loan plan

A counsellor replies on WhatsApp with your checklist and next steps

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly

Quick answer

How much does it cost to study in Singapore from India?

A master's in Singapore costs an Indian student about ₹31 lakh – ₹61 lakh in total across the 4 universities we track, with a typical figure of about ₹45 lakh. That covers tuition (S$20,000 – S$60,000 a year), living costs of S$20,000 a year, and one-time visa and travel costs of ₹1.5 lakh – ₹2.5 lakh. Most families fund about 80% with an education loan — roughly ₹36 lakh on a typical budget.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans loan & visa desk

Singapore costs at a glance

Tuition (international)
S$20,000 – S$60,000 a year
Living costs
S$20,000 a year
Typical master's length
1 year
One-time costs
₹1.5 lakh – ₹2.5 lakh
Total for Indian students
₹31 lakh – ₹61 lakh
Planning exchange rate
S$1 ≈ ₹73

By university

What a master's costs at 4 universities in Singapore

Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.

What a master's costs at 4 universities in Singapore
UniversityCityTuition a yearTotal in rupees
Singapore University of Technology and DesignSingaporeS$20,000 – S$50,000₹31 lakh – ₹54 lakh
Nanyang Technological UniversitySingaporeS$20,000 – S$55,000₹31 lakh – ₹57 lakh
National University of SingaporeSingaporeS$20,000 – S$60,000₹31 lakh – ₹61 lakh
Singapore Management UniversitySingaporeS$25,000 – S$55,000₹34 lakh – ₹57 lakh

Typical budget

A typical 1-year master's budget in Singapore

Median of the 4 universities above.

A typical 1-year master's budget in Singapore
ItemTotal in rupeesShare
Tuition₹28 lakh63%
Living costs₹15 lakh33%
Visa, travel and setup₹2 lakh4%
Total₹45 lakh100%

Save money

How Indian students cut the cost of Singapore

Choose the university on value

Singapore University of Technology and Design costs about ₹3.6 lakh less in total than Singapore Management University. Rankings matter, but compare the total, not just tuition.

Apply early for scholarships

Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.

Watch the exchange rate

A 5% fall in the rupee adds about ₹2.2 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.

Visa funds

Money you must show for the Singapore student visa

Show funds that cover at least the first year of tuition and living costs, through a loan sanction letter, savings or a scholarship, as your university and the visa authority require.

An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.

Repayment

EMI on a ₹36 lakh education loan

About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.

EMI on a ₹36 lakh education loan
Rate7 years10 years15 years
9%₹57,921₹45,603₹36,514
10.5%₹60,698₹48,577₹39,794
12%₹63,550₹51,650₹43,206

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹31 lakh – ₹61 lakh for a master's, typically around ₹45 lakh, including tuition, living and one-time costs at S$1 ≈ ₹73.

Singapore University of Technology and Design in Singapore, at about ₹31 lakh – ₹54 lakh in total. The most expensive is Singapore Management University (SMU), at ₹34 lakh – ₹57 lakh.

About ₹1,21,667 a month in Singapore, for rent, food, transport and insurance.

Most families borrow about 70–90% of the total — around ₹36 lakh on a typical budget. The EMI on that is about ₹48,577 a month over 10 years at 10.5%.

Talk to an expert

Talk to a counsellor today

Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.

Mon–Sat, 9 AM–6 PM IST

Request a call back

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly
Call WhatsApp Loan check Expert ₹355