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Australia · Public (Go8) university

Education Loan for University of Western Australia

University of Western Australia in Perth, WA is known for mining, agriculture, sciences. Here's what a 2-year master's costs Indian students in rupees, how much you'll likely borrow, and which loan routes fit.

  • Total ≈ ₹93 lakh – ₹1.08 crore
  • Tuition AUD 38,000 – AUD 48,000 a year
  • Typical loan ₹65 lakh – ₹97 lakh
  • Lenders compared for your profile

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Quick answer

How much does University of Western Australia cost, and how much loan do I need?

A 2-year master's at University of Western Australia costs about ₹93 lakh – ₹1.08 crore in total for an Indian student: tuition of AUD 38,000 – AUD 48,000 a year, living costs of about AUD 30,000 a year in Perth, plus one-time visa and travel costs. Most students borrow ₹65 lakh – ₹97 lakh. The exact amount depends on your program's cost sheet, scholarships and family savings.

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University of Western Australia at a glance

Location
Perth, WA, Australia
Type
Public (Go8) university
Known for
Mining, agriculture, sciences
Tuition (international)
AUD 38,000 – AUD 48,000 a year
Typical master's length
2 years
Planning exchange rate
AUD 1 ≈ ₹66

Cost in rupees

Total cost of a master's at University of Western Australia

Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — use your offer letter's figure.

Total cost of a master's at University of Western Australia
ItemPer yearTotal (2 years)
TuitionAUD 38,000 – AUD 48,000 a year₹50 lakh – ₹63 lakh
Living costsAUD 30,000₹40 lakh
One-time costs—₹3.5 lakh – ₹5 lakh
Total—₹93 lakh – ₹1.08 crore

What's included

How these figures are worked out

Tuition

AUD 38,000 – AUD 48,000 a year for international students.

Living costs

AUD 30,000 a year — Planning figure close to the Home Affairs living-cost amount.

One-time costs

₹3.5 lakh – ₹5 lakh: student visa fee, OSHC health cover, flights, bond and setup.

Exchange rate

AUD 1 ≈ ₹66. A 5% move in the rupee changes the total by about ₹5 lakh.

Loan plan

Funding a master's at University of Western Australia

Funding a master's at University of Western Australia
RouteTypical amountWhat you need
Secured loan (public bank)Up to the full cost, minus ~15% marginProperty or deposits; co-applicant
Unsecured loan (private bank / NBFC)Often ₹75 lakh or more for listed universitiesCo-applicant with steady income and good credit
International lenderBased on the programSupported program; no collateral or co-signer
Savings, scholarshipsReduces the loanShown with the loan as proof of funds

Our view

Which loan route fits

At this cost most families combine a secured loan (lowest rate, largest amount) with savings, or take an unsecured NBFC loan if the university is on the lender's list.

For the visa: show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.

Repayment

EMI on a ₹80 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹80 lakh loan
Rate7 years10 years15 years
9%₹1,28,713₹1,01,341₹81,141
10.5%₹1,34,885₹1,07,948₹88,432
12%₹1,41,222₹1,14,777₹96,013

Timeline

Loan steps after your University of Western Australia admit

  1. 01

    Get the cost sheet

    Download University of Western Australia's cost of attendance for your program, or use the figure on your offer letter.

  2. 02

    Pick 2–3 lenders

    We match your profile with a secured option, an unsecured option and, if relevant, an international lender.

  3. 03

    Sanction letter

    Get the sanction in time for your visa application.

  4. 04

    Disbursement

    Tuition is paid directly to University of Western Australia; living costs go to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹93 lakh – ₹1.08 crore for a 2-year master's, including tuition (AUD 38,000 – AUD 48,000 a year), living costs and one-time costs, at AUD 1 ≈ ₹66.

Lenders fund the cost of attendance minus any margin money. With collateral you can usually borrow most of the ₹93 lakh – ₹1.08 crore; unsecured limits depend on the lender's university list and your co-applicant's income.

Often yes, from private banks and NBFCs if the university is on their list and the co-applicant's income is strong.

About ₹1,07,948 a month over 10 years at 10.5%, after the moratorium.

Show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.

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