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Australia · Public (Go8) university

Education Loan for Australian National University

Australian National University in Canberra, ACT is known for research, policy, sciences. Here's what a 2-year master's costs Indian students in rupees, how much you'll likely borrow, and which loan routes fit.

  • Total ≈ ₹1.02 crore – ₹1.13 crore
  • Tuition AUD 45,000 – AUD 52,000 a year
  • Typical loan ₹72 lakh – ₹1.02 crore
  • Lenders compared for your profile

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Quick answer

How much does Australian National University cost, and how much loan do I need?

A 2-year master's at Australian National University costs about ₹1.02 crore – ₹1.13 crore in total for an Indian student: tuition of AUD 45,000 – AUD 52,000 a year, living costs of about AUD 30,000 a year in Canberra, plus one-time visa and travel costs. Most students borrow ₹72 lakh – ₹1.02 crore. The exact amount depends on your program's cost sheet, scholarships and family savings.

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Australian National University at a glance

Location
Canberra, ACT, Australia
Type
Public (Go8) university
Known for
Research, policy, sciences
Tuition (international)
AUD 45,000 – AUD 52,000 a year
Typical master's length
2 years
Planning exchange rate
AUD 1 ≈ ₹66

Cost in rupees

Total cost of a master's at Australian National University

Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — use your offer letter's figure.

Total cost of a master's at Australian National University
ItemPer yearTotal (2 years)
TuitionAUD 45,000 – AUD 52,000 a year₹59 lakh – ₹69 lakh
Living costsAUD 30,000₹40 lakh
One-time costs—₹3.5 lakh – ₹5 lakh
Total—₹1.02 crore – ₹1.13 crore

What's included

How these figures are worked out

Tuition

AUD 45,000 – AUD 52,000 a year for international students.

Living costs

AUD 30,000 a year — Planning figure close to the Home Affairs living-cost amount.

One-time costs

₹3.5 lakh – ₹5 lakh: student visa fee, OSHC health cover, flights, bond and setup.

Exchange rate

AUD 1 ≈ ₹66. A 5% move in the rupee changes the total by about ₹5.4 lakh.

Loan plan

Funding a master's at Australian National University

Funding a master's at Australian National University
RouteTypical amountWhat you need
Secured loan (public bank)Up to the full cost, minus ~15% marginProperty or deposits; co-applicant
Unsecured loan (private bank / NBFC)Often ₹75 lakh or more for listed universitiesCo-applicant with steady income and good credit
International lenderBased on the programSupported program; no collateral or co-signer
Savings, scholarshipsReduces the loanShown with the loan as proof of funds

Our view

Which loan route fits

At this cost most families combine a secured loan (lowest rate, largest amount) with savings, or take an unsecured NBFC loan if the university is on the lender's list.

For the visa: show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.

Repayment

EMI on a ₹86 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹86 lakh loan
Rate7 years10 years15 years
9%₹1,38,366₹1,08,941₹87,227
10.5%₹1,45,002₹1,16,044₹95,064
12%₹1,51,814₹1,23,385₹1,03,214

Timeline

Loan steps after your Australian National University admit

  1. 01

    Get the cost sheet

    Download Australian National University's cost of attendance for your program, or use the figure on your offer letter.

  2. 02

    Pick 2–3 lenders

    We match your profile with a secured option, an unsecured option and, if relevant, an international lender.

  3. 03

    Sanction letter

    Get the sanction in time for your visa application.

  4. 04

    Disbursement

    Tuition is paid directly to Australian National University; living costs go to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹1.02 crore – ₹1.13 crore for a 2-year master's, including tuition (AUD 45,000 – AUD 52,000 a year), living costs and one-time costs, at AUD 1 ≈ ₹66.

Lenders fund the cost of attendance minus any margin money. With collateral you can usually borrow most of the ₹1.02 crore – ₹1.13 crore; unsecured limits depend on the lender's university list and your co-applicant's income.

Often yes, from private banks and NBFCs if the university is on their list and the co-applicant's income is strong.

About ₹1,16,044 a month over 10 years at 10.5%, after the moratorium.

Show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.

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