Tuition
AUD 45,000 – AUD 55,000 a year for international students.
Australia · Public (Go8) university
Education Loan for University of Sydney
University of Sydney in Sydney, NSW is known for medicine, law, architecture. Here's what a 2-year master's costs Indian students in rupees, how much you'll likely borrow, and which loan routes fit.
- Total ≈ ₹1.06 crore – ₹1.21 crore
- Tuition AUD 45,000 – AUD 55,000 a year
- Typical loan ₹75 lakh – ₹1.09 crore
- Lenders compared for your profile
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Quick answer
How much does University of Sydney cost, and how much loan do I need?
A 2-year master's at University of Sydney costs about ₹1.06 crore – ₹1.21 crore in total for an Indian student: tuition of AUD 45,000 – AUD 55,000 a year, living costs of about AUD 33,000 a year in Sydney, plus one-time visa and travel costs. Most students borrow ₹75 lakh – ₹1.09 crore. The exact amount depends on your program's cost sheet, scholarships and family savings.
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University of Sydney at a glance
- Location
- Sydney, NSW, Australia
- Type
- Public (Go8) university
- Known for
- Medicine, law, architecture
- Tuition (international)
- AUD 45,000 – AUD 55,000 a year
- Typical master's length
- 2 years
- Planning exchange rate
- AUD 1 ≈ ₹66
Cost in rupees
Total cost of a master's at University of Sydney
Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — use your offer letter's figure.
What's included
How these figures are worked out
Living costs
AUD 33,000 a year — Sydney and Melbourne rents run above the Home Affairs minimum.
One-time costs
₹3.5 lakh – ₹5 lakh: student visa fee, OSHC health cover, flights, bond and setup.
Exchange rate
AUD 1 ≈ ₹66. A 5% move in the rupee changes the total by about ₹5.7 lakh.
Loan plan
Funding a master's at University of Sydney
Our view
Which loan route fits
At this cost most families combine a secured loan (lowest rate, largest amount) with savings, or take an unsecured NBFC loan if the university is on the lender's list. Universities of this standing usually appear on lenders' premier lists, which can unlock collateral-free amounts at public banks too — check the current list with each lender.
For the visa: show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.
Repayment
EMI on a ₹91 lakh loan
About 80% of the mid-point cost. EMIs start after the course and moratorium.
Timeline
Loan steps after your University of Sydney admit
- 01
Get the cost sheet
Download University of Sydney's cost of attendance for your program, or use the figure on your offer letter.
- 02
Pick 2–3 lenders
We match your profile with a secured option, an unsecured option and, if relevant, an international lender.
- 03
Sanction letter
Get the sanction in time for your visa application.
- 04
Disbursement
Tuition is paid directly to University of Sydney; living costs go to your account or forex card.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ₹1.06 crore – ₹1.21 crore for a 2-year master's, including tuition (AUD 45,000 – AUD 55,000 a year), living costs and one-time costs, at AUD 1 ≈ ₹66.
Lenders fund the cost of attendance minus any margin money. With collateral you can usually borrow most of the ₹1.06 crore – ₹1.21 crore; unsecured limits depend on the lender's university list and your co-applicant's income.
Often yes, from private banks and NBFCs if the university is on their list and the co-applicant's income is strong.
About ₹1,22,791 a month over 10 years at 10.5%, after the moratorium.
Show funds for travel, tuition and Home Affairs' annual living-cost amount (updated periodically), with evidence that you genuinely have access to the money.
Explore
Keep exploring
Same country
Education loans for other universities in Australia
- University of Melbourne· ₹1.06 crore – ₹1.21 crore
- UNSW Sydney· ₹1.06 crore – ₹1.21 crore
- Australian National University· ₹1.02 crore – ₹1.13 crore
- Monash University· ₹1 crore – ₹1.17 crore
- University of Queensland· ₹96 lakh – ₹1.13 crore
- University of Western Australia· ₹93 lakh – ₹1.08 crore
- University of Adelaide· ₹93 lakh – ₹1.08 crore
- University of Technology Sydney· ₹97 lakh – ₹1.12 crore
- RMIT University· ₹93 lakh – ₹1.08 crore
- Macquarie University· ₹93 lakh – ₹1.08 crore
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