🇫🇷 Computer Science · France

Education Loan for Masters in Computer Science in France: 2027 guide

How much Indian students borrow for a Masters in Computer Science in France, which loan route fits and what the EMI looks like.

Typical loan ₹33 lakh
Total ₹40 lakh – ₹83 lakh
Unsecured often enough
Sanction letter for visa

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Quick answer

How much education loan do I need for a Masters in Computer Science in France?

On our 3 universities offering Computer Science in France, total costs run from ₹40 lakh – ₹83 lakh. A typical borrower takes about ₹33 lakh — often possible unsecured from NBFCs and private banks with a strong co-applicant. The EMI at 10.5% over 10 years is about ₹44,529 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Computer Science in France

Total cost range: ₹40 lakh – ₹83 lakh
Typical loan: ₹33 lakh
EMI (10.5%, 10 years): ₹44,529 a month
Funds for the visa: VLS-TS long-stay student visa

Costs

Computer Science costs in France

Computer Science costs in France
University	Total in ₹
Sorbonne	₹40 lakh – ₹43 lakh
Paris-Saclay	₹40 lakh – ₹43 lakh
EPITA	₹68 lakh – ₹83 lakh

Repayment

EMI on a ₹33 lakh loan

EMI on a ₹33 lakh loan
Rate	7 years	10 years	15 years
9%	₹53,094	₹41,803	₹33,471
10.5%	₹55,640	₹44,529	₹36,478
12%	₹58,254	₹47,345	₹39,606

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options
ICICI Bank	Private bank	Pre-admission sanction letters and fast processing
Axis Bank	Private bank	Private-bank speed; unsecured for listed universities
IDFC FIRST	Private bank	High collateral-free limit from a bank
Credila	NBFC (non-bank lender)	Specialist education lender; quick unsecured sanctions
Avanse	NBFC (non-bank lender)	Flexible underwriting for less common courses
Auxilo	NBFC (non-bank lender)	NBFC focused on abroad-education loans

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹26 lakh–₹74 lakh for this program.

Often yes, from NBFCs and private banks, with a co-applicant earning a steady income.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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Programs

Computer Science in France

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