Secured loans at public-bank rates
Secured loans at public-bank rates
Public sector bank · 🇫🇷 France
Union Bank Education Loan for France
How Union Bank of India's education loan works for Indian students heading to France — limits, collateral, rates and what a typical France loan costs to repay.
- Reported up to ₹1.5 crore with collateral for abroad studies — confirm with the bank
- Indicative ≈ 8.5%–10.5% a year in 2026
- Example: ₹60 lakh for France
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Quick answer
Is Union Bank a good choice for an education loan for France?
Public-bank pricing; large secured limits. Union Bank lends for France: reported up to ₹1.5 crore with collateral for abroad studies — confirm with the bank. A typical France master's on our data (Audencia, ₹68 lakh – ₹83 lakh) needs about ₹60 lakh; at 10.5% over 10 years the EMI is about ₹80,961 a month.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: Union Bank — Union Education (India / Abroad / NRI)
Union Bank for France
- Loan amount
- Reported up to ₹1.5 crore with collateral for abroad studies — confirm with the bank
- Without collateral
- Reported collateral-free up to about ₹40 lakh for premier institutions
- Collateral
- Property or other tangible security acceptable to the bank
- Co-applicant
- Parent or guardian as co-borrower
- Interest rate
- Indicative ≈ 8.5%–10.5% a year in 2026 (floating); check the bank's current rate
- Repayment
- EMIs over up to 15 years after the moratorium
- Processing
- Usually 2–4 weeks with collateral
Repayment
EMI on a ₹60 lakh loan for France
Fit
When Union Bank suits a France plan
Families already banking with Union Bank
Families already banking with Union Bank
Watch out
Branch-level processing varies
- Get the sanction letter before applying for the VLS-TS long-stay student visa
- Make sure the sanction covers the funds the visa requires
- Tuition is paid to the university; living costs to your account
- Keep the disbursement schedule aligned with your intake
FAQs
Frequently asked questions
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Reported up to ₹1.5 crore with collateral for abroad studies — confirm with the bank
Reported collateral-free up to about ₹40 lakh for premier institutions
Indicative ≈ 8.5%–10.5% a year in 2026 (floating); check the bank's current rate. Floating, linked to the bank's repo-linked lending rate.
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