🇩🇪 Computer Science · Germany

Education Loan for Masters in Computer Science in Germany: 2027 guide

How much Indian students borrow for a Masters in Computer Science in Germany, which loan route fits and what the EMI looks like.

Typical loan ₹24 lakh
Total ₹29 lakh – ₹73 lakh
Unsecured often enough
Sanction letter for visa

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Quick answer

How much education loan do I need for a Masters in Computer Science in Germany?

On our 42 universities offering Computer Science in Germany, total costs run from ₹29 lakh – ₹73 lakh. A typical borrower takes about ₹24 lakh — often possible unsecured from NBFCs and private banks with a strong co-applicant. The EMI at 10.5% over 10 years is about ₹32,384 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Computer Science in Germany

Total cost range: ₹29 lakh – ₹73 lakh
Typical loan: ₹24 lakh
EMI (10.5%, 10 years): ₹32,384 a month
Funds for the visa: German national (D) visa for study

Costs

Computer Science costs in Germany

Computer Science costs in Germany
University	Total in ₹
FU Berlin	₹29 lakh – ₹31 lakh
Bonn	₹29 lakh – ₹31 lakh
Göttingen	₹29 lakh – ₹31 lakh
Leibniz Hannover	₹29 lakh – ₹31 lakh
TU Braunschweig	₹29 lakh – ₹31 lakh
RPTU Kaiserslautern	₹29 lakh – ₹31 lakh
OVGU Magdeburg	₹29 lakh – ₹31 lakh
TU Chemnitz	₹29 lakh – ₹31 lakh
TU Dortmund	₹29 lakh – ₹31 lakh
Duisburg-Essen	₹29 lakh – ₹31 lakh

Repayment

EMI on a ₹24 lakh loan

EMI on a ₹24 lakh loan
Rate	7 years	10 years	15 years
9%	₹38,614	₹30,402	₹24,342
10.5%	₹40,466	₹32,384	₹26,530
12%	₹42,367	₹34,433	₹28,804

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options
ICICI Bank	Private bank	Pre-admission sanction letters and fast processing
Axis Bank	Private bank	Private-bank speed; unsecured for listed universities
IDFC FIRST	Private bank	High collateral-free limit from a bank
Credila	NBFC (non-bank lender)	Specialist education lender; quick unsecured sanctions
Avanse	NBFC (non-bank lender)	Flexible underwriting for less common courses
Auxilo	NBFC (non-bank lender)	NBFC focused on abroad-education loans

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹19 lakh–₹65 lakh for this program.

Often yes, from NBFCs and private banks, with a co-applicant earning a steady income.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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Programs

Computer Science in Germany

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