Unsecured loans for well-ranked universities
Unsecured loans for well-ranked universities
NBFC (non-bank lender) · 🇫🇷 France
Credila Education Loan for France
How Credila (formerly HDFC Credila)'s education loan works for Indian students heading to France — limits, collateral, rates and what a typical France loan costs to repay.
- Need-based
- From 9.95% a year for secured loans
- Example: ₹60 lakh for France
- We compare 2–3 lenders
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Quick answer
Is Credila a good choice for an education loan for France?
Specialist education lender; quick unsecured sanctions. Credila lends for France: need-based, including large loans for high-cost countries. A typical France master's on our data (Audencia, ₹68 lakh – ₹83 lakh) needs about ₹60 lakh; at 10.5% over 10 years the EMI is about ₹80,961 a month.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: Credila interest rates and charges
Credila for France
- Loan amount
- Need-based, including large loans for high-cost countries
- Without collateral
- Unsecured loans commonly reported in the ₹40–75 lakh range depending on the university and co-applicant
- Collateral
- Property or deposits for secured loans; many loans are unsecured
- Co-applicant
- Indian co-applicant with income proof is required
- Interest rate
- From 9.95% a year for secured loans (floating), as published by Credila; unsecured rates are set by profile
- Repayment
- EMIs over up to 15 years
- Processing
- Often 1–2 weeks; sanction before admit is possible
Official terms
What Credila publishes
Quoted from Credila's own website, checked on 9 November 2026. Lenders revise these often; your sanction letter is final.
Official source: Credila interest rates and charges — rules change; always confirm current requirements.
Repayment
EMI on a ₹60 lakh loan for France
Fit
When Credila suits a France plan
Students needing a quick sanction letter
Students needing a quick sanction letter
Watch out
Rate depends on spread — negotiate with a competing offer
- Get the sanction letter before applying for the VLS-TS long-stay student visa
- Make sure the sanction covers the funds the visa requires
- Tuition is paid to the university; living costs to your account
- Keep the disbursement schedule aligned with your intake
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
Need-based, including large loans for high-cost countries
Unsecured loans commonly reported in the ₹40–75 lakh range depending on the university and co-applicant
From 9.95% a year for secured loans (floating), as published by Credila; unsecured rates are set by profile. Credila Benchmark Lending Rate (CBLR) plus a profile-based spread.
Explore
Keep exploring
Lenders
Other lenders for France
- SBI education loan for France
- Bank of Baroda education loan for France
- PNB education loan for France
- Canara Bank education loan for France
- Union Bank education loan for France
- Bank of India education loan for France
- HDFC Bank education loan for France
- ICICI Bank education loan for France
- Axis Bank education loan for France
- IDFC FIRST education loan for France
- Avanse education loan for France
- Auxilo education loan for France
- InCred education loan for France
- Tata Capital education loan for France
- Prodigy Finance education loan for France
Talk to an expert
Talk to a counsellor today
Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.
Mon–Sat, 9 AM–6 PM IST