🇺🇸 Finance · USA

Education Loan for MS in Finance in the USA

How much Indian students borrow for an MS in Finance in the USA, which loan route fits and what the EMI looks like.

Typical loan ₹1.18 crore
Total ₹76 lakh – ₹1.82 crore
Secured loan advised
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Quick answer

How much education loan do I need for an MS in Finance in the USA?

On our 13 universities offering Finance in the USA, total costs run from ₹76 lakh – ₹1.82 crore. A typical borrower takes about ₹1.18 crore — at that size a secured loan gives the lowest rate and highest limit. The EMI at 10.5% over 10 years is about ₹1,59,223 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for MS in Finance in the USA

Total cost range: ₹76 lakh – ₹1.82 crore
Typical loan: ₹1.18 crore
EMI (10.5%, 10 years): ₹1,59,223 a month
Funds for the visa: F-1 student visa

Costs

Finance costs in the USA

Finance costs in the USA
University	Total in ₹
UT Dallas	₹76 lakh – ₹90 lakh
UT Austin	₹93 lakh – ₹1.22 crore
TCU	₹1.08 crore – ₹1.37 crore
Clark University	₹1.18 crore – ₹1.38 crore
Wake Forest University	₹1.24 crore – ₹1.44 crore
Fordham University	₹1.24 crore – ₹1.53 crore
Notre Dame	₹1.41 crore – ₹1.55 crore
WashU	₹1.51 crore – ₹1.62 crore
Bentley University	₹1.49 crore – ₹1.66 crore
Boston College	₹1.49 crore – ₹1.66 crore

Repayment

EMI on a ₹1.18 crore loan

EMI on a ₹1.18 crore loan
Rate	7 years	10 years	15 years
9%	₹1,89,851	₹1,49,477	₹1,19,683
10.5%	₹1,98,956	₹1,59,223	₹1,30,437
12%	₹2,08,302	₹1,69,296	₹1,41,620

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
SBI	Public sector bank	Low secured rates and very high limits, but slower and collateral-heavy
Bank of Baroda	Public sector bank	Public-bank pricing with a premier list for collateral-free amounts
PNB	Public sector bank	Wide branch network and public-bank rates; margin money applies
Canara Bank	Public sector bank	Strong in South India; public-bank pricing
Union Bank	Public sector bank	Public-bank pricing; large secured limits
Bank of India	Public sector bank	Public-bank pricing for secured loans
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹94 lakh–₹1.63 crore for this program.

Possible for listed universities with a strong co-applicant, but amounts this large usually need collateral for the best rates.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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