🇦🇺 Finance · Australia

Education Loan for Masters in Finance in Australia

How much Indian students borrow for a Masters in Finance in Australia, which loan route fits and what the EMI looks like.

Typical loan ₹91 lakh
Total ₹93 lakh – ₹1.21 crore
Secured loan advised
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Quick answer

How much education loan do I need for a Masters in Finance in Australia?

On our 6 universities offering Finance in Australia, total costs run from ₹93 lakh – ₹1.21 crore. A typical borrower takes about ₹91 lakh — at that size a secured loan gives the lowest rate and highest limit. The EMI at 10.5% over 10 years is about ₹1,22,791 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Finance in Australia

Total cost range: ₹93 lakh – ₹1.21 crore
Typical loan: ₹91 lakh
EMI (10.5%, 10 years): ₹1,22,791 a month
Funds for the visa: Subclass 500 Student visa

Costs

Finance costs in Australia

Finance costs in Australia
University	Total in ₹
Macquarie	₹93 lakh – ₹1.08 crore
ANU	₹1.02 crore – ₹1.13 crore
Monash	₹1 crore – ₹1.17 crore
UniMelb	₹1.06 crore – ₹1.21 crore
USyd	₹1.06 crore – ₹1.21 crore
UNSW	₹1.06 crore – ₹1.21 crore

Repayment

EMI on a ₹91 lakh loan

EMI on a ₹91 lakh loan
Rate	7 years	10 years	15 years
9%	₹1,46,411	₹1,15,275	₹92,298
10.5%	₹1,53,432	₹1,22,791	₹1,00,591
12%	₹1,60,640	₹1,30,559	₹1,09,215

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
SBI	Public sector bank	Low secured rates and very high limits, but slower and collateral-heavy
Bank of Baroda	Public sector bank	Public-bank pricing with a premier list for collateral-free amounts
PNB	Public sector bank	Wide branch network and public-bank rates; margin money applies
Canara Bank	Public sector bank	Strong in South India; public-bank pricing
Union Bank	Public sector bank	Public-bank pricing; large secured limits
Bank of India	Public sector bank	Public-bank pricing for secured loans
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹73 lakh–₹1.09 crore for this program.

Possible for listed universities with a strong co-applicant, but amounts this large usually need collateral for the best rates.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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