Courses and universities that banks are less keen on
Courses and universities that banks are less keen on
NBFC (non-bank lender) · 🇺🇸 USA
Avanse Education Loan for the USA
How Avanse Financial Services's education loan works for Indian students heading to the USA — limits, collateral, rates and what a typical USA loan costs to repay.
- Need-based
- Indicative ≈ 11%–14% a year in 2026, profile-based
- Example: ₹79 lakh for USA
- We compare 2–3 lenders
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Quick answer
Is Avanse a good choice for an education loan for the USA?
Flexible underwriting for less common courses. Avanse lends for the USA: need-based, including full cost of attendance in many cases. A typical USA master's on our data (UF, ₹91 lakh – ₹1.06 crore) needs about ₹79 lakh; at 10.5% over 10 years the EMI is about ₹1,06,599 a month.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: Avanse education loans
Avanse for the USA
- Loan amount
- Need-based, including full cost of attendance in many cases
- Without collateral
- Unsecured loans commonly reported in the ₹40–75 lakh range for eligible profiles
- Collateral
- Property for secured loans; flexible on collateral types
- Co-applicant
- Co-applicant with income proof
- Interest rate
- Indicative ≈ 11%–14% a year in 2026, profile-based; check with Avanse
- Repayment
- EMIs over up to 10–15 years
- Processing
- Often 1–2 weeks
Repayment
EMI on a ₹79 lakh loan for the USA
Fit
When Avanse suits a USA plan
Families with non-standard income
Families with non-standard income
Watch out
Higher rate than banks — compare total cost
- Get the sanction letter before applying for the F-1 student visa
- Make sure the sanction covers the funds the visa requires
- Tuition is paid to the university; living costs to your account
- Keep the disbursement schedule aligned with your intake
FAQs
Frequently asked questions
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Need-based, including full cost of attendance in many cases
Unsecured loans commonly reported in the ₹40–75 lakh range for eligible profiles
Indicative ≈ 11%–14% a year in 2026, profile-based; check with Avanse. As per Avanse's pricing policy.
Explore
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- Tata Capital education loan for the USA
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