Existing HDFC Bank customers
Existing HDFC Bank customers
Private bank · 🇦🇺 Australia
HDFC Bank Education Loan for Australia
How HDFC Bank's education loan works for Indian students heading to Australia — limits, collateral, rates and what a typical Australia loan costs to repay.
- Need-based
- 12.50% a year shown on HDFC Bank's foreign-education rates page
- Example: ₹77 lakh for Australia
- We compare 2–3 lenders
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Quick answer
Is HDFC Bank a good choice for an education loan for Australia?
Private-bank speed with secured and unsecured options. HDFC Bank lends for Australia: need-based; large secured loans available. A typical Australia master's on our data (Deakin, ₹89 lakh – ₹1.04 crore) needs about ₹77 lakh; at 10.5% over 10 years the EMI is about ₹1,03,900 a month.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: HDFC Bank — foreign education loan rates and charges
HDFC Bank for Australia
- Loan amount
- Need-based; large secured loans available
- Without collateral
- Unsecured amounts for selected universities and strong profiles
- Collateral
- Property, deposits and other security acceptable to the bank
- Co-applicant
- Parent or guardian as co-borrower
- Interest rate
- 12.50% a year shown on HDFC Bank's foreign-education rates page (checked Nov 2026); pricing is profile-based
- Repayment
- EMIs over up to 15 years depending on the loan
- Processing
- Often 1–3 weeks
Official terms
What HDFC Bank publishes
Quoted from HDFC Bank's own website, checked on 9 November 2026. Lenders revise these often; your sanction letter is final.
Official source: HDFC Bank — foreign education loan rates and charges — rules change; always confirm current requirements.
Repayment
EMI on a ₹77 lakh loan for Australia
Fit
When HDFC Bank suits a Australia plan
Faster processing than most public banks
Faster processing than most public banks
Watch out
HDFC Bank is separate from Credila (formerly HDFC Credila), which is now an independent NBFC
- Get the sanction letter before applying for the Subclass 500 Student visa
- Make sure the sanction covers the funds the visa requires
- Tuition is paid to the university; living costs to your account
- Keep the disbursement schedule aligned with your intake
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
Need-based; large secured loans available
Unsecured amounts for selected universities and strong profiles
12.50% a year shown on HDFC Bank's foreign-education rates page (checked Nov 2026); pricing is profile-based. Floating or as per the bank's pricing policy.
Explore
Keep exploring
Lenders
Other lenders for Australia
- SBI education loan for Australia
- Bank of Baroda education loan for Australia
- PNB education loan for Australia
- Canara Bank education loan for Australia
- Union Bank education loan for Australia
- Bank of India education loan for Australia
- ICICI Bank education loan for Australia
- Axis Bank education loan for Australia
- IDFC FIRST education loan for Australia
- Credila education loan for Australia
- Avanse education loan for Australia
- Auxilo education loan for Australia
- InCred education loan for Australia
- Tata Capital education loan for Australia
- Prodigy Finance education loan for Australia
Talk to an expert
Talk to a counsellor today
Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.
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