🇫🇷 Data Science · France

Education Loan for Masters in Data Science in France

How much Indian students borrow for a Masters in Data Science in France, which loan route fits and what the EMI looks like.

Typical loan ₹62 lakh
Total ₹40 lakh – ₹95 lakh
Secured loan advised
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Quick answer

How much education loan do I need for a Masters in Data Science in France?

On our 4 universities offering Data Science in France, total costs run from ₹40 lakh – ₹95 lakh. A typical borrower takes about ₹62 lakh — at that size a secured loan gives the lowest rate and highest limit. The EMI at 10.5% over 10 years is about ₹83,660 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Data Science in France

Total cost range: ₹40 lakh – ₹95 lakh
Typical loan: ₹62 lakh
EMI (10.5%, 10 years): ₹83,660 a month
Funds for the visa: VLS-TS long-stay student visa

Costs

Data Science costs in France

Data Science costs in France
University	Total in ₹
Paris-Saclay	₹40 lakh – ₹43 lakh
EPITA	₹68 lakh – ₹83 lakh
Polytechnique	₹66 lakh – ₹89 lakh
EDHEC	₹82 lakh – ₹95 lakh

Repayment

EMI on a ₹62 lakh loan

EMI on a ₹62 lakh loan
Rate	7 years	10 years	15 years
9%	₹99,752	₹78,539	₹62,885
10.5%	₹1,04,536	₹83,660	₹68,535
12%	₹1,09,447	₹88,952	₹74,410

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
SBI	Public sector bank	Low secured rates and very high limits, but slower and collateral-heavy
Bank of Baroda	Public sector bank	Public-bank pricing with a premier list for collateral-free amounts
PNB	Public sector bank	Wide branch network and public-bank rates; margin money applies
Canara Bank	Public sector bank	Strong in South India; public-bank pricing
Union Bank	Public sector bank	Public-bank pricing; large secured limits
Bank of India	Public sector bank	Public-bank pricing for secured loans
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹50 lakh–₹85 lakh for this program.

Possible for listed universities with a strong co-applicant, but amounts this large usually need collateral for the best rates.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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Programs

Data Science in France

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Lenders

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