Tuition
NZD 28,000 – NZD 40,000 a year for international students.
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Auckland University of Technology in Auckland is known for applied sciences, business, IT. Here's what a 1.5-year master's costs Indian students in rupees, how much you'll likely borrow, and which loan routes fit.
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Quick answer
A 1.5-year master's at Auckland University of Technology costs about ₹48 lakh – ₹61 lakh in total for an Indian student: tuition of NZD 28,000 – NZD 40,000 a year, living costs of about NZD 23,000 a year in Auckland, plus one-time visa and travel costs. Most students borrow ₹34 lakh – ₹54 lakh. The exact amount depends on your program's cost sheet, scholarships and family savings.
Cost in rupees
Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — use your offer letter's figure.
What's included
NZD 28,000 – NZD 40,000 a year for international students.
NZD 23,000 a year — Auckland is New Zealand's most expensive city.
₹2.5 lakh – ₹3.8 lakh: student visa fee, insurance, flights and setup.
NZD 1 ≈ ₹60. A 5% move in the rupee changes the total by about ₹2.7 lakh.
Loan plan
Our view
At this cost an unsecured loan from a private bank or NBFC is often enough, if the co-applicant's income supports it.
For the visa: show living funds at Immigration New Zealand's yearly rate, plus tuition paid or covered and an outward ticket (or funds for one).
Repayment
About 80% of the mid-point cost. EMIs start after the course and moratorium.
Timeline
Download Auckland University of Technology's cost of attendance for your program, or use the figure on your offer letter.
We match your profile with a secured option, an unsecured option and, if relevant, an international lender.
Get the sanction in time for your visa application.
Tuition is paid directly to Auckland University of Technology; living costs go to your account or forex card.
FAQs
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Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ₹48 lakh – ₹61 lakh for a 1.5-year master's, including tuition (NZD 28,000 – NZD 40,000 a year), living costs and one-time costs, at NZD 1 ≈ ₹60.
Lenders fund the cost of attendance minus any margin money. With collateral you can usually borrow most of the ₹48 lakh – ₹61 lakh; unsecured limits depend on the lender's university list and your co-applicant's income.
Often yes, from private banks and NBFCs if the university is on their list and the co-applicant's income is strong.
About ₹59,371 a month over 10 years at 10.5%, after the moratorium.
Show living funds at Immigration New Zealand's yearly rate, plus tuition paid or covered and an outward ticket (or funds for one).
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