Bank balance
Savings in your or your sponsor's account, with statements.
🇺🇸 F-1 student visa
USA Student Visa Bank Balance & Proof of Funds
How much money Indian students must show for the F-1 student visa, and how to show it.
- F-1 student visa
- Funds: Funds covering at least the first year's cost of attendance shown on your I-20
- Interview: Yes
- File review & mock interview
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Quick answer
USA student visa bank balance (proof of funds): the short answer
Funds covering at least the first year's cost of attendance shown on your I-20, through bank statements, a loan sanction letter or sponsor documents. For a typical program that's about $44,500 (≈ ₹42 lakh).
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: travel.state.gov — Student visa
F-1 student visa at a glance
- Visa
- F-1 student visa
- Fee
- US$185 visa application (MRV) fee plus the US$350 SEVIS I-901 fee; check the embassy site for any additional fees introduced since 2025
- Processing
- Interview wait times differ by consulate — check the State Department's visa appointment wait-time tool. Approved visas are usually printed within days.
- Funds
- Funds covering at least the first year's cost of attendance shown on your I-20, through bank statements, a loan sanction letter or sponsor documents
- Interview
- Yes — an in-person interview at a US embassy or consulate in India (Delhi, Mumbai, Chennai, Hyderabad or Kolkata)
- Dependants
- Spouse and children can come on F-2 visas; F-2 spouses cannot work
Funds
How much to show
Ways to show funds
Accepted forms of proof
Education loan
A sanction letter from a bank or NBFC.
Fixed deposits
FDs in the student's or parents' names.
Scholarships
An award letter stating the amount.
FAQs
Frequently asked questions
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US$185 visa application (MRV) fee plus the US$350 SEVIS I-901 fee; check the embassy site for any additional fees introduced since 2025
Interview wait times differ by consulate — check the State Department's visa appointment wait-time tool. Approved visas are usually printed within days.
Funds covering at least the first year's cost of attendance shown on your I-20, through bank statements, a loan sanction letter or sponsor documents
Yes — an in-person interview at a US embassy or consulate in India (Delhi, Mumbai, Chennai, Hyderabad or Kolkata)
Section 214(b): not convincing the officer of non-immigrant intent, Funds that look borrowed at the last minute or unexplained and A study plan that doesn't fit your background
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Visa guides
More on the USA student visa
- Study in the USA
- USA student visa
- USA student visa requirements
- USA student visa fees
- USA student visa processing time
- USA student visa for spouse and dependants
- Post-study work visa in the USA
- Part-time jobs in the USA
- PR after study in the USA
- Scholarships in the USA
- Education loan for the USA
- OPT and STEM OPT for Indian students
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