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🇨🇦 Toronto, Canada · Public

University of Toronto Fees for Indian Students

U of T (Toronto) is known for Canada's largest research university. Below: tuition, living costs in Toronto, the total in rupees and loan options.

  • Total ≈ ₹97 lakh – ₹1.33 crore
  • Tuition CAD 45,000 – CAD 70,000 a year
  • Intakes: Fall (Sep)
  • Typical loan ₹68 lakh – ₹1.19 crore

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Quick answer

How much does U of T cost for Indian students?

A 2-year master's at University of Toronto costs about ₹97 lakh – ₹1.33 crore in total for an Indian student: tuition of CAD 45,000 – CAD 70,000 a year, living costs of about CAD 25,000 a year and one-time visa and travel costs of ₹2 lakh – ₹3.5 lakh. Most families borrow ₹68 lakh – ₹1.19 crore and cover the rest from savings or scholarships.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: University of Toronto — official website · IRCC — Study permit

U of T at a glance

Location
Toronto, ON, Canada
Type
Public university
Known for
Canada's largest research university
Tuition (international)
CAD 45,000 – CAD 70,000 a year
Living costs used
CAD 25,000 a year
Total for 2 years
₹97 lakh – ₹1.33 crore
Intakes
Fall (Sep), Winter (Jan), Summer (May)
English tests
IELTS, PTE, TOEFL or CELPIP/Duolingo as accepted by the institution
Work during study
Up to 24 hours/week off campus during academic sessions
After graduation
PGWP up to 3 years depending on program length
Official website
utoronto.ca

Fee breakdown

U of T cost for Indian students

2-year master's, at CAD 1 ≈ ₹68. Tuition varies by program — use the figure on your offer letter.

U of T cost for Indian students
CostPer yearTotal (2 years)
TuitionCAD 45,000 – CAD 70,000 a year₹61 lakh – ₹95 lakh
Living costsCAD 25,000 a year₹34 lakh
One-time costs (visa, flights, deposits)—₹2 lakh – ₹3.5 lakh
Total—₹97 lakh – ₹1.33 crore

Popular programs

Programs Indian students choose at U of T

Master's in Computer Science

A master's in Computer Science deepens your foundation in algorithms, systems and software, with electives in AI, machine learning, cloud and security.

Master's in Data Science

A Data Science master's combines statistics, programming and machine learning to turn data into decisions, usually with a capstone on real datasets.

Master's in Electrical & Electronics Engineering

An Electrical/Electronics master's covers power systems, VLSI, embedded systems, signal processing and communications.

Master's in Mechanical Engineering

A Mechanical Engineering master's builds advanced skills in design, thermal-fluids, manufacturing, robotics and simulation.

Master's in Civil Engineering

A Civil Engineering master's specialises in structures, geotechnics, transportation, water resources or construction management.

Master's in Industrial Engineering

Industrial Engineering is about designing efficient systems: operations research, manufacturing systems, quality, ergonomics and data-driven decision making.

Master's in Finance

A master's in Finance covers corporate finance, investments, financial modelling and risk — a pre-experience alternative to an MBA for finance careers.

Master's in Public Health

A master's in Public Health (MPH) covers epidemiology, biostatistics, health policy and global health, preparing you for public health and healthcare roles.

Compare

U of T vs similar universities in Canada

The 6 closest by total cost; 6 of them cost less in total.

U of T vs similar universities in Canada
UniversityCityTuition a yearTotal in ₹
U of T (this page)TorontoCAD 45,000 – CAD 70,000₹97 lakh – ₹1.33 crore
UBCVancouverCAD 40,000 – CAD 60,000₹90 lakh – ₹1.19 crore
WaterlooWaterlooCAD 40,000 – CAD 65,000₹85 lakh – ₹1.2 crore
Queen's (Canada)KingstonCAD 35,000 – CAD 60,000₹78 lakh – ₹1.14 crore
McMasterHamiltonCAD 35,000 – CAD 50,000₹78 lakh – ₹1 crore
WesternLondonCAD 35,000 – CAD 50,000₹78 lakh – ₹1 crore
SFUBurnabyCAD 30,000 – CAD 40,000₹77 lakh – ₹92 lakh

Living there

Living costs in Toronto

Canada's biggest job market, with the country's highest rents after Vancouver. A room in shared housing usually costs CAD 900 – CAD 1,400 a month, and a realistic yearly budget is CAD 20,400 – CAD 26,400.

For the cost table we use CAD 25,000 a year — toronto and Vancouver rents run well above IRCC's minimum. During your studies you can work up to 24 hours/week off campus during academic sessions.

Master's students now need a Provincial Attestation Letter (PAL) for the study permit, and study permits are capped each year.

Funding

How Indian students fund U of T

Typical loan: ₹68 lakh – ₹1.19 crore. EMIs on a ₹92 lakh loan start after the course and moratorium.

How Indian students fund U of T
Interest rate7 years10 years15 years
9%₹1,48,020₹1,16,542₹93,313
10.5%₹1,55,118₹1,24,140₹1,01,697
12%₹1,62,405₹1,31,993₹1,10,415

Timeline

Applying to U of T for the Fall 2027 intake

  1. 01

    10–12 months before

    Take IELTS; shortlist programs at U of T and similar universities.

  2. 02

    8–10 months before

    Write your SOP, request two or three LORs and prepare transcripts.

  3. 03

    6–9 months before

    Apply on U of T's application portal and to scholarships.

  4. 04

    4–6 months before

    Accept the offer, pay the deposit and start the education loan (₹68 lakh – ₹1.19 crore).

  5. 05

    2–4 months before

    Apply for the Canada study permit: receive the letter of acceptance from a designated learning institution.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

Tuition is CAD 45,000 – CAD 70,000 a year for international students. With living costs the total for a 2-year master's is about ₹97 lakh – ₹1.33 crore.

At CAD 1 ≈ ₹68, a year's tuition is about ₹31 lakh – ₹48 lakh. Exchange rates move, so we recalculate with the live rate before you pay.

Of the 6 universities closest to it in cost, 6 cost less in total and 0 cost more. U of T's tuition is above the middle of our Canada list.

Yes, within visa rules: up to 24 hours/week off campus during academic sessions. Part-time income helps with living costs but shouldn't be counted on for tuition.

Often, yes — private banks and NBFCs lend unsecured amounts for many universities if the co-applicant's income is steady. Larger amounts at the lowest rates usually need collateral. Most families borrow ₹68 lakh – ₹1.19 crore.

Fall (Sep), Winter (Jan), Summer (May). Start preparing 10–12 months ahead; popular programs fill early.

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