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🇲🇾 Penang, Malaysia · Public

Universiti Sains Malaysia Fees for Indian Students

USM (Penang) is known for research university in Penang. Below: tuition, living costs in Penang & Johor Bahru, the total in rupees and loan options.

  • Total ≈ ₹13 lakh – ₹18 lakh
  • Tuition RM 12,000 – RM 25,000 a year
  • Intakes: January/February
  • Typical loan ₹9 lakh – ₹16 lakh

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Quick answer

How much does USM cost for Indian students?

A 1.5-year master's at Universiti Sains Malaysia costs about ₹13 lakh – ₹18 lakh in total for an Indian student: tuition of RM 12,000 – RM 25,000 a year, living costs of about RM 23,500 a year and one-time visa and travel costs of ₹1 lakh – ₹1.8 lakh. Most families borrow ₹9 lakh – ₹16 lakh and cover the rest from savings or scholarships.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: Universiti Sains Malaysia — official website · Education Malaysia Global Services (EMGS)

USM at a glance

Location
Penang, Malaysia
Type
Public university
Known for
Research university in Penang
Tuition (international)
RM 12,000 – RM 25,000 a year
Living costs used
RM 23,500 a year
Total for 1.5 years
₹13 lakh – ₹18 lakh
Intakes
January/February, May, September (varies by university)
English tests
IELTS, TOEFL or an equivalent accepted by the university
Work during study
Part-time work only during semester breaks, with limits
After graduation
No automatic post-study visa; graduates need an employer-sponsored Employment Pass
Official website
usm.my

Fee breakdown

USM cost for Indian students

1.5-year master's, at RM 1 ≈ ₹22. Tuition varies by program — use the figure on your offer letter.

USM cost for Indian students
CostPer yearTotal (1.5 years)
TuitionRM 12,000 – RM 25,000 a year₹4 lakh – ₹8.3 lakh
Living costsRM 23,500 a year₹7.8 lakh
One-time costs (visa, flights, deposits)—₹1 lakh – ₹1.8 lakh
Total—₹13 lakh – ₹18 lakh

Popular programs

Programs Indian students choose at USM

Master's in Computer Science

A master's in Computer Science deepens your foundation in algorithms, systems and software, with electives in AI, machine learning, cloud and security.

Master's in Electrical & Electronics Engineering

An Electrical/Electronics master's covers power systems, VLSI, embedded systems, signal processing and communications.

Master's in Biotechnology

A Biotechnology master's covers molecular biology, genetic engineering, bioprocessing and bioinformatics with substantial lab work.

Compare

USM vs similar universities in Malaysia

The 6 closest by total cost; 0 of them cost less in total.

USM vs similar universities in Malaysia
UniversityCityTuition a yearTotal in ₹
USM (this page)PenangRM 12,000 – RM 25,000₹13 lakh – ₹18 lakh
UTMJohor BahruRM 12,000 – RM 25,000₹13 lakh – ₹18 lakh
UPMSerdangRM 12,000 – RM 25,000₹14 lakh – ₹19 lakh
UKMBangiRM 12,000 – RM 25,000₹14 lakh – ₹19 lakh
UM (Malaya)Kuala LumpurRM 15,000 – RM 30,000₹15 lakh – ₹20 lakh
APUKuala LumpurRM 25,000 – RM 35,000₹18 lakh – ₹22 lakh
Taylor'sSubang JayaRM 30,000 – RM 45,000₹20 lakh – ₹25 lakh

Living there

Living costs in Penang & Johor Bahru

Malaysian cities with electronics and manufacturing employers. A room in shared housing usually costs RM 450 – RM 900 a month, and a realistic yearly budget is RM 20,900 – RM 26,300.

For the cost table we use RM 23,500 a year — planning figure for Penang & Johor Bahru: shared housing, food, transport and insurance. During your studies you can work part-time work only during semester breaks, with limits.

Funding

How Indian students fund USM

Typical loan: ₹9 lakh – ₹16 lakh. EMIs on a ₹12 lakh loan start after the course and moratorium.

How Indian students fund USM
Interest rate7 years10 years15 years
9%₹19,307₹15,201₹12,171
10.5%₹20,233₹16,192₹13,265
12%₹21,183₹17,217₹14,402

Timeline

Applying to USM for the January/February 2027 intake

  1. 01

    10–12 months before

    Take IELTS; shortlist programs at USM and similar universities.

  2. 02

    8–10 months before

    Write your SOP, request two or three LORs and prepare transcripts.

  3. 03

    6–9 months before

    Apply on USM's application portal and to scholarships.

  4. 04

    4–6 months before

    Accept the offer, pay the deposit and start the education loan (₹9 lakh – ₹16 lakh).

  5. 05

    2–4 months before

    Apply for the Student Pass, processed through EMGS: your university applies for the visa approval letter through EMGS.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

Tuition is RM 12,000 – RM 25,000 a year for international students. With living costs the total for a 1.5-year master's is about ₹13 lakh – ₹18 lakh.

At RM 1 ≈ ₹22, a year's tuition is about ₹2.6 lakh – ₹5.5 lakh. Exchange rates move, so we recalculate with the live rate before you pay.

Of the 6 universities closest to it in cost, 0 cost less in total and 6 cost more. USM's tuition is below the middle of our Malaysia list.

Yes, within visa rules: part-time work only during semester breaks, with limits. Part-time income helps with living costs but shouldn't be counted on for tuition.

Often, yes — private banks and NBFCs lend unsecured amounts for many universities if the co-applicant's income is steady. Larger amounts at the lowest rates usually need collateral. Most families borrow ₹9 lakh – ₹16 lakh.

January/February, May, September (varies by university). Start preparing 10–12 months ahead; popular programs fill early.

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