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Education Loan for VUB

How much Indian families usually borrow for Vrije Universiteit Brussel, which loan routes fit a ₹20 lakh – ₹24 lakh total cost, and what the EMI looks like.

  • Total ≈ ₹20 lakh – ₹24 lakh
  • Typical loan ₹14 lakh – ₹22 lakh
  • Secured & unsecured options
  • Sanction letter for the visa

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Quick answer

How much education loan do I need for VUB?

Most Indian students at VUB borrow ₹14 lakh – ₹22 lakh of a ₹20 lakh – ₹24 lakh total cost (1-year master's, tuition €3,000 – €6,000 a year). At this cost an unsecured loan from a private bank or NBFC is often enough if the co-applicant's income supports it.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: Vrije Universiteit Brussel — official website

VUB loan at a glance

Total cost
₹20 lakh – ₹24 lakh
Typical loan
₹14 lakh – ₹22 lakh
Tuition
€3,000 – €6,000 a year
Living costs used
€13,500 a year
Program length
1 year
Funds for the visa
Type D student visa, then a residence card

What you'll fund

VUB total cost in rupees

VUB total cost in rupees
CostPer yearTotal (1 year)
Tuition€3,000 – €6,000 a year₹3.3 lakh – ₹6.5 lakh
Living costs€13,500 a year₹15 lakh
One-time costs (visa, flights, deposits)—₹1.8 lakh – ₹3 lakh
Total—₹20 lakh – ₹24 lakh

Loan routes

Loan options for VUB

Loan options for VUB
RouteTypical amountWhat you need
Secured (public or private bank)Up to the full cost, minus margin moneyProperty or deposits plus a co-applicant
Unsecured (NBFC / private bank)Often up to ₹22 lakh for listed universitiesCo-applicant with steady income and a good CIBIL score
International lendersProgram-based where availableSupported university and program
Savings and scholarshipsReduce the loanShown with the loan as proof of funds

Repayment

EMI on a ₹18 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹18 lakh loan
Rate7 years10 years15 years
9%₹28,960₹22,802₹18,257
10.5%₹30,349₹24,288₹19,897
12%₹31,775₹25,825₹21,603

Process

Loan steps after your VUB offer

  1. 01

    Cost sheet

    Use the cost on your VUB offer letter or I-20/CAS/LOA.

  2. 02

    Compare 2–3 lenders

    A secured option, an unsecured option and, where relevant, an international lender.

  3. 03

    Sanction letter

    Get it before your Type D student visa, then a residence card application.

  4. 04

    Disbursement

    Tuition goes directly to VUB; living costs to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

Lenders fund the cost of attendance minus margin money. For VUB that usually means ₹14 lakh – ₹22 lakh, depending on savings and scholarships.

Often yes, from NBFCs and private banks, if the co-applicant's income is steady and the university is on the lender's list.

About ₹24,288 a month over 10 years at 10.5%, after the moratorium.

Yes — most lenders fund tuition, living costs (about €13,500 a year), travel and insurance, within the overall limit.

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