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🇬🇧 Mechanical Engineering · UK

Education Loan for Masters in Mechanical Engineering in the UK

How much Indian students borrow for a Masters in Mechanical Engineering in the UK, which loan route fits and what the EMI looks like.

  • Typical loan ₹46 lakh
  • Total ₹47 lakh – ₹85 lakh
  • Unsecured often enough
  • Sanction letter for visa

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Quick answer

How much education loan do I need for a Masters in Mechanical Engineering in the UK?

On our 21 universities offering Mechanical Engineering in the UK, total costs run from ₹47 lakh – ₹85 lakh. A typical borrower takes about ₹46 lakh — often possible unsecured from NBFCs and private banks with a strong co-applicant. The EMI at 10.5% over 10 years is about ₹62,070 a month.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Mechanical Engineering in the UK

Total cost range
₹47 lakh – ₹85 lakh
Typical loan
₹46 lakh
EMI (10.5%, 10 years)
₹62,070 a month
Funds for the visa
UK Student visa

Costs

Mechanical Engineering costs in the UK

Mechanical Engineering costs in the UK
UniversityTotal in ₹
LSBU₹47 lakh – ₹52 lakh
Swansea₹46 lakh – ₹55 lakh
Strathclyde₹49 lakh – ₹58 lakh
Birmingham₹49 lakh – ₹60 lakh
Leeds₹49 lakh – ₹60 lakh
Southampton₹49 lakh – ₹60 lakh
Liverpool₹49 lakh – ₹60 lakh
Glasgow₹50 lakh – ₹60 lakh
Surrey₹51 lakh – ₹60 lakh
Brunel₹52 lakh – ₹61 lakh

Repayment

EMI on a ₹46 lakh loan

EMI on a ₹46 lakh loan
Rate7 years10 years15 years
9%₹74,010₹58,271₹46,656
10.5%₹77,559₹62,070₹50,848
12%₹81,203₹65,997₹55,208

Lenders

Which lenders fit

Which lenders fit
LenderTypeWhy
HDFC BankPrivate bankPrivate-bank speed with secured and unsecured options
ICICI BankPrivate bankPre-admission sanction letters and fast processing
Axis BankPrivate bankPrivate-bank speed; unsecured for listed universities
IDFC FIRSTPrivate bankHigh collateral-free limit from a bank
CredilaNBFC (non-bank lender)Specialist education lender; quick unsecured sanctions
AvanseNBFC (non-bank lender)Flexible underwriting for less common courses
AuxiloNBFC (non-bank lender)NBFC focused on abroad-education loans

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹37 lakh–₹76 lakh for this program.

Often yes, from NBFCs and private banks, with a co-applicant earning a steady income.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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