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USA · Public university

Education Loan for Georgia Institute of Technology

Georgia Institute of Technology in Atlanta, GA is known for engineering, CS, analytics. Here's what a 2-year MS costs Indian students in rupees, how much you'll likely borrow, and which loan routes fit.

  • Total ≈ ₹93 lakh – ₹1.22 crore
  • Tuition $30,000 – $45,000 a year
  • Typical loan ₹65 lakh – ₹1.1 crore
  • Lenders compared for your profile

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Quick answer

How much does Georgia Institute of Technology cost, and how much loan do I need?

A 2-year MS at Georgia Institute of Technology costs about ₹93 lakh – ₹1.22 crore in total for an Indian student: tuition of $30,000 – $45,000 a year, living costs of about $18,000 a year in Atlanta, plus one-time visa and travel costs. Most students borrow ₹65 lakh – ₹1.1 crore. The exact amount depends on your program's cost sheet, scholarships and family savings.

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Georgia Institute of Technology at a glance

Location
Atlanta, GA, USA
Type
Public university
Known for
Engineering, CS, analytics
Tuition (international)
$30,000 – $45,000 a year
Typical master's length
2 years
Planning exchange rate
$1 ≈ ₹94

Cost in rupees

Total cost of an MS at Georgia Institute of Technology

Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — use your offer letter's figure.

Total cost of an MS at Georgia Institute of Technology
ItemPer yearTotal (2 years)
Tuition$30,000 – $45,000 a year₹56 lakh – ₹85 lakh
Living costs$18,000₹34 lakh
One-time costs—₹2.5 lakh – ₹4 lakh
Total—₹93 lakh – ₹1.22 crore

What's included

How these figures are worked out

Tuition

$30,000 – $45,000 a year for international students.

Living costs

$18,000 a year — Mid-cost city: shared housing near campus keeps rent manageable.

One-time costs

₹2.5 lakh – ₹4 lakh: SEVIS ($350) and visa ($185) fees, flights, first-month deposit and setup.

Exchange rate

$1 ≈ ₹94. A 5% move in the rupee changes the total by about ₹5.4 lakh.

Loan plan

Funding an MS at Georgia Institute of Technology

Funding an MS at Georgia Institute of Technology
RouteTypical amountWhat you need
Secured loan (public bank)Up to the full cost, minus ~15% marginProperty or deposits; co-applicant
Unsecured loan (private bank / NBFC)Often ₹75 lakh or more for listed universitiesCo-applicant with steady income and good credit
International lenderBased on the programSupported program; no collateral or co-signer
Savings, scholarshipsReduces the loanShown with the loan as proof of funds

Our view

Which loan route fits

At this cost most families combine a secured loan (lowest rate, largest amount) with savings, or take an unsecured NBFC loan if the university is on the lender's list. Universities of this standing usually appear on lenders' premier lists, which can unlock collateral-free amounts at public banks too — check the current list with each lender. International lenders such as Prodigy Finance support many postgraduate programs at well-known universities; check whether this program is covered. MPOWER Financing lends without a co-signer at supported US and Canadian schools, up to US$100,000, but says it has paused new loans for 2026.

For the visa: show liquid funds covering at least the first-year cost on your I-20 (tuition plus living) through bank statements, an education loan sanction letter, scholarships or sponsor funds. Officers also look at how later years will be funded.

Repayment

EMI on a ₹86 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹86 lakh loan
Rate7 years10 years15 years
9%₹1,38,366₹1,08,941₹87,227
10.5%₹1,45,002₹1,16,044₹95,064
12%₹1,51,814₹1,23,385₹1,03,214

Timeline

Loan steps after your Georgia Institute of Technology admit

  1. 01

    Get the cost sheet

    Download Georgia Institute of Technology's cost of attendance for your program, or use the figure on your offer letter.

  2. 02

    Pick 2–3 lenders

    We match your profile with a secured option, an unsecured option and, if relevant, an international lender.

  3. 03

    Sanction letter

    Get the sanction in time for your I-20 and F-1 interview.

  4. 04

    Disbursement

    Tuition is paid directly to Georgia Institute of Technology; living costs go to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹93 lakh – ₹1.22 crore for a 2-year MS, including tuition ($30,000 – $45,000 a year), living costs and one-time costs, at $1 ≈ ₹94.

Lenders fund the cost of attendance minus any margin money. With collateral you can usually borrow most of the ₹93 lakh – ₹1.22 crore; unsecured limits depend on the lender's university list and your co-applicant's income.

Often yes, from private banks and NBFCs if the university is on their list and the co-applicant's income is strong.

About ₹1,16,044 a month over 10 years at 10.5%, after the moratorium.

Show liquid funds covering at least the first-year cost on your I-20 (tuition plus living) through bank statements, an education loan sanction letter, scholarships or sponsor funds. Officers also look at how later years will be funded.

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