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Education Loan for Aarhus

How much Indian families usually borrow for Aarhus University, which loan routes fit a ₹54 lakh – ₹70 lakh total cost, and what the EMI looks like.

  • Total ≈ ₹54 lakh – ₹70 lakh
  • Typical loan ₹38 lakh – ₹63 lakh
  • Secured & unsecured options
  • Sanction letter for the visa

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Quick answer

How much education loan do I need for Aarhus?

Most Indian students at Aarhus borrow ₹38 lakh – ₹63 lakh of a ₹54 lakh – ₹70 lakh total cost (2-year master's, tuition DKK 70,000 – DKK 120,000 a year). At this cost, secured loans give the largest amounts at the lowest rates; unsecured NBFC loans work if the co-applicant's income is strong.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: Aarhus University — official website

Aarhus loan at a glance

Total cost
₹54 lakh – ₹70 lakh
Typical loan
₹38 lakh – ₹63 lakh
Tuition
DKK 70,000 – DKK 120,000 a year
Living costs used
DKK 109,000 a year
Program length
2 years
Funds for the visa
Residence permit for higher education (SIRI)

What you'll fund

Aarhus total cost in rupees

Aarhus total cost in rupees
CostPer yearTotal (2 years)
TuitionDKK 70,000 – DKK 120,000 a year₹20 lakh – ₹35 lakh
Living costsDKK 109,000 a year₹32 lakh
One-time costs (visa, flights, deposits)—₹1.8 lakh – ₹3 lakh
Total—₹54 lakh – ₹70 lakh

Loan routes

Loan options for Aarhus

Loan options for Aarhus
RouteTypical amountWhat you need
Secured (public or private bank)Up to the full cost, minus margin moneyProperty or deposits plus a co-applicant
Unsecured (NBFC / private bank)Often up to ₹63 lakh for listed universitiesCo-applicant with steady income and a good CIBIL score
International lendersProgram-based where availableSupported university and program
Savings and scholarshipsReduce the loanShown with the loan as proof of funds

Repayment

EMI on a ₹50 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹50 lakh loan
Rate7 years10 years15 years
9%₹80,445₹63,338₹50,713
10.5%₹84,303₹67,467₹55,270
12%₹88,264₹71,735₹60,008

Process

Loan steps after your Aarhus offer

  1. 01

    Cost sheet

    Use the cost on your Aarhus offer letter or I-20/CAS/LOA.

  2. 02

    Compare 2–3 lenders

    A secured option, an unsecured option and, where relevant, an international lender.

  3. 03

    Sanction letter

    Get it before your Residence permit for higher education (SIRI) application.

  4. 04

    Disbursement

    Tuition goes directly to Aarhus; living costs to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

Lenders fund the cost of attendance minus margin money. For Aarhus that usually means ₹38 lakh – ₹63 lakh, depending on savings and scholarships.

Often yes, from NBFCs and private banks, if the co-applicant's income is steady and the university is on the lender's list.

About ₹67,467 a month over 10 years at 10.5%, after the moratorium.

Yes — most lenders fund tuition, living costs (about DKK 109,000 a year), travel and insurance, within the overall limit.

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