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🇳🇿 Wellington, New Zealand

Cost of Living in Wellington

The capital, with government and tech employers. Here's a realistic monthly budget for an Indian student in Wellington — rent, food, transport and insurance — in NZD and rupees.

  • Rent NZD 900 – NZD 1,350/month
  • Total NZD 1,768 – NZD 2,218/month
  • ≈ ₹1.1 lakh – ₹1.3 lakh/month
  • 1 universities

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Quick answer

How much does it cost to live in Wellington as a student?

Budget NZD 1,768 – NZD 2,218 a month (about ₹1.1 lakh – ₹1.3 lakh), or NZD 21,200 – NZD 26,600 a year. Rent for a room in shared housing is the biggest cost at NZD 900 – NZD 1,350. 2 of the 4 cities we track in New Zealand have lower rents.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: Immigration New Zealand — Student visas

Wellington budget at a glance

Room in shared housing
NZD 900 – NZD 1,350 a month
Monthly budget
NZD 1,768 – NZD 2,218
Yearly budget
NZD 21,200 – NZD 26,600
In rupees (a year)
₹13 lakh – ₹16 lakh
Visa funds rule
Immigration New Zealand sets a living-funds amount per year of study
Health cover
Approved student insurance is a condition of the student visa
Getting around
Student discounts on city buses with a tertiary concession card
Exchange rate used
NZD 1 ≈ ₹60

Monthly budget

Student budget in Wellington

Planning estimates for 2026 — rents move quickly, so check live listings before you sign.

Student budget in Wellington
ExpensePer month (NZD)In rupees
Rent (room in shared housing)NZD 900 – NZD 1,350₹0.5 lakh – ₹0.8 lakh
Food and groceriesNZD 450₹0.3 lakh
Local transportNZD 100₹0.1 lakh
Utilities and internetNZD 90₹0.1 lakh
Mobile phoneNZD 40₹0 lakh
Personal and leisureNZD 130₹0.1 lakh
Health insurance (monthly share)NZD 58₹0 lakh
Total a monthNZD 1,768 – NZD 2,218₹1.1 lakh – ₹1.3 lakh

Compare

Wellington vs other student cities in New Zealand

Wellington vs other student cities in New Zealand
CityRoom a monthYearly budget
Wellington (this page)NZD 900 – NZD 1,350NZD 21,200 – NZD 26,600
AucklandNZD 1,000 – NZD 1,500NZD 22,400 – NZD 28,400
ChristchurchNZD 800 – NZD 1,200NZD 20,000 – NZD 24,800
Dunedin, Hamilton & Palmerston NorthNZD 700 – NZD 1,100NZD 18,800 – NZD 23,600

Universities

Universities in Wellington

Universities in Wellington
UniversityTuition a yearTotal in ₹
VUW (Wellington)NZD 30,000 – NZD 45,000₹48 lakh – ₹62 lakh

Save money

Cutting costs in Wellington

Share a flat

Shared rooms are the cheapest option; a studio costs much more than NZD 1,350.

Cook at home

Groceries for about NZD 450 a month — Indian grocery stores are common in big cities.

Use student transport

Student discounts on city buses with a tertiary concession card

Work part-time

Up to 25 hours a week during study for eligible students; full time in scheduled holidays

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About NZD 1,768 – NZD 2,218 (₹1.1 lakh – ₹1.3 lakh), including rent.

A room in shared housing usually costs NZD 900 – NZD 1,350 a month.

Part-time work (up to 25 hours a week during study for eligible students; full time in scheduled holidays) helps, but it rarely covers everything — plan savings or a loan for living costs.

Immigration New Zealand sets a living-funds amount per year of study

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