Share a flat
Shared rooms are the cheapest option; a studio costs much more than €550.
🇵🇱 Masovia, Poland
Cost of Living in Warsaw
Poland's capital and fast-growing business-services hub. Here's a realistic monthly budget for an Indian student in Warsaw — rent, food, transport and insurance — in EUR and rupees.
- Rent €350 – €550/month
- Total €730 – €930/month
- ≈ ₹0.8 lakh – ₹1 lakh/month
- 3 universities
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Quick answer
How much does it cost to live in Warsaw as a student?
Budget €730 – €930 a month (about ₹0.8 lakh – ₹1 lakh), or €8,800 – €11,200 a year. Rent for a room in shared housing is the biggest cost at €350 – €550. 1 of the 2 cities we track in Poland have lower rents.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Warsaw budget at a glance
- Room in shared housing
- €350 – €550 a month
- Monthly budget
- €730 – €930
- Yearly budget
- €8,800 – €11,200
- In rupees (a year)
- ₹9.6 lakh – ₹12 lakh
- Health cover
- Voluntary enrolment in the national health fund (NFZ) or private insurance
- Getting around
- Students under 26 get large transit discounts
- Exchange rate used
- €1 ≈ ₹109
Monthly budget
Student budget in Warsaw
Planning estimates for 2026 — rents move quickly, so check live listings before you sign.
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Warsaw vs other student cities in Poland
Universities
Universities in Warsaw
Save money
Cutting costs in Warsaw
Cook at home
Groceries for about €200 a month — Indian grocery stores are common in big cities.
Use student transport
Students under 26 get large transit discounts
Work part-time
Full-time students with a residence permit can work without a separate work permit
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About €730 – €930 (₹0.8 lakh – ₹1 lakh), including rent.
A room in shared housing usually costs €350 – €550 a month.
Part-time work (full-time students with a residence permit can work without a separate work permit) helps, but it rarely covers everything — plan savings or a loan for living costs.
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Universities
Universities in Warsaw
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