Share a flat
Shared rooms are the cheapest option; a studio costs much more than S$1,500.
🇸🇬 Singapore, Singapore
Cost of Living in Singapore
Asia's finance and tech hub; housing is the main cost. Here's a realistic monthly budget for an Indian student in Singapore — rent, food, transport and insurance — in SGD and rupees.
- Rent S$900 – S$1,500/month
- Total S$1,735 – S$2,335/month
- ≈ ₹1.3 lakh – ₹1.7 lakh/month
- 4 universities
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Quick answer
How much does it cost to live in Singapore as a student?
Budget S$1,735 – S$2,335 a month (about ₹1.3 lakh – ₹1.7 lakh), or S$20,800 – S$28,000 a year. Rent for a room in shared housing is the biggest cost at S$900 – S$1,500. Singapore is the cheapest of the 1 cities we track in Singapore.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: ICA — Student's Pass
Singapore budget at a glance
- Room in shared housing
- S$900 – S$1,500 a month
- Monthly budget
- S$1,735 – S$2,335
- Yearly budget
- S$20,800 – S$28,000
- In rupees (a year)
- ₹15 lakh – ₹20 lakh
- Health cover
- Universities include a basic medical insurance scheme
- Getting around
- Concession cards for MRT and buses
- Exchange rate used
- S$1 ≈ ₹73
Monthly budget
Student budget in Singapore
Planning estimates for 2026 — rents move quickly, so check live listings before you sign.
Universities
Universities in Singapore
Save money
Cutting costs in Singapore
Cook at home
Groceries for about S$450 a month — Indian grocery stores are common in big cities.
Use student transport
Concession cards for MRT and buses
Work part-time
Up to 16 hours a week during term at approved institutions
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About S$1,735 – S$2,335 (₹1.3 lakh – ₹1.7 lakh), including rent.
A room in shared housing usually costs S$900 – S$1,500 a month.
Part-time work (up to 16 hours a week during term at approved institutions) helps, but it rarely covers everything — plan savings or a loan for living costs.
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Keep exploring
Universities
Universities in Singapore
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Cost of living in other Singapore cities
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