Fall 2027 intake open · Expert call ₹355 →

VisaEduLoans - Dream | Plan | Achieve

🇨🇦 Ontario, Canada

Cost of Living in Northern Ontario

Lower-cost northern cities; the Rural and Northern Immigration route has covered some. Here's a realistic monthly budget for an Indian student in Northern Ontario — rent, food, transport and insurance — in CAD and rupees.

  • Rent CAD 550 – CAD 850/month
  • Total CAD 1,348 – CAD 1,648/month
  • ≈ ₹0.9 lakh – ₹1.1 lakh/month
  • 4 universities

Talk to an expert

Plan your Northern Ontario budget

A counsellor replies on WhatsApp with your checklist and next steps

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly

Quick answer

How much does it cost to live in Northern Ontario as a student?

Budget CAD 1,348 – CAD 1,648 a month (about ₹0.9 lakh – ₹1.1 lakh), or CAD 16,200 – CAD 19,800 a year. Rent for a room in shared housing is the biggest cost at CAD 550 – CAD 850. Northern Ontario is the cheapest of the 20 cities we track in Canada.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: IRCC — Study permit

Northern Ontario budget at a glance

Room in shared housing
CAD 550 – CAD 850 a month
Monthly budget
CAD 1,348 – CAD 1,648
Yearly budget
CAD 16,200 – CAD 19,800
In rupees (a year)
₹11 lakh – ₹13 lakh
Visa funds rule
IRCC sets a minimum living-cost amount for the study permit, updated each year
Health cover
Provincial or university health plans (for example UHIP in Ontario) — cost varies by province
Getting around
Most universities include a transit U-Pass in student fees
Exchange rate used
CAD 1 ≈ ₹68

Monthly budget

Student budget in Northern Ontario

Planning estimates for 2026 — rents move quickly, so check live listings before you sign.

Student budget in Northern Ontario
ExpensePer month (CAD)In rupees
Rent (room in shared housing)CAD 550 – CAD 850₹0.4 lakh – ₹0.6 lakh
Food and groceriesCAD 400₹0.3 lakh
Local transportCAD 110₹0.1 lakh
Utilities and internetCAD 60₹0 lakh
Mobile phoneCAD 50₹0 lakh
Personal and leisureCAD 120₹0.1 lakh
Health insurance (monthly share)CAD 58₹0 lakh
Total a monthCAD 1,348 – CAD 1,648₹0.9 lakh – ₹1.1 lakh

Compare

Northern Ontario vs other student cities in Canada

Northern Ontario vs other student cities in Canada
CityRoom a monthYearly budget
Northern Ontario (this page)CAD 550 – CAD 850CAD 16,200 – CAD 19,800
Saskatoon & ReginaCAD 550 – CAD 850CAD 16,200 – CAD 19,800
WindsorCAD 600 – CAD 900CAD 16,800 – CAD 20,400
WinnipegCAD 600 – CAD 900CAD 16,800 – CAD 20,400
Fredericton & St. John'sCAD 600 – CAD 900CAD 16,800 – CAD 20,400
EdmontonCAD 650 – CAD 1,000CAD 17,400 – CAD 21,600
London, OntarioCAD 650 – CAD 1,000CAD 17,400 – CAD 21,600

Universities

Universities in Northern Ontario

Universities in Northern Ontario
UniversityTuition a yearTotal in ₹
CambrianCAD 15,000 – CAD 18,000₹51 lakh – ₹57 lakh
CanadoreCAD 15,000 – CAD 18,000₹51 lakh – ₹57 lakh
ConfederationCAD 15,000 – CAD 18,000₹51 lakh – ₹57 lakh
LakeheadCAD 22,000 – CAD 28,000₹60 lakh – ₹70 lakh

Save money

Cutting costs in Northern Ontario

Share a flat

Shared rooms are the cheapest option; a studio costs much more than CAD 850.

Cook at home

Groceries for about CAD 400 a month — Indian grocery stores are common in big cities.

Use student transport

Most universities include a transit U-Pass in student fees

Work part-time

Up to 24 hours a week off campus during academic sessions; full time in scheduled breaks

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About CAD 1,348 – CAD 1,648 (₹0.9 lakh – ₹1.1 lakh), including rent.

A room in shared housing usually costs CAD 550 – CAD 850 a month.

Part-time work (up to 24 hours a week off campus during academic sessions; full time in scheduled breaks) helps, but it rarely covers everything — plan savings or a loan for living costs.

IRCC sets a minimum living-cost amount for the study permit, updated each year

Talk to an expert

Talk to a counsellor today

Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.

Mon–Sat, 9 AM–6 PM IST

Request a call back

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly
Call WhatsApp Loan check Expert ₹355