Share a flat
Shared rooms are the cheapest option; a studio costs much more than $700.
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Low-cost Minnesota college towns. Here's a realistic monthly budget for an Indian student in St. Cloud & Mankato — rent, food, transport and insurance — in USD and rupees.
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Quick answer
Budget $1,368 – $1,618 a month (about ₹1.3 lakh – ₹1.5 lakh), or $16,400 – $19,400 a year. Rent for a room in shared housing is the biggest cost at $450 – $700. 4 of the 122 cities we track in the USA have lower rents.
Official sources: travel.state.gov — Student visa
Monthly budget
Planning estimates for 2026 — rents move quickly, so check live listings before you sign.
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Shared rooms are the cheapest option; a studio costs much more than $700.
Groceries for about $400 a month — Indian grocery stores are common in big cities.
Many universities include a bus pass; big cities have monthly transit passes
Up to 20 hours a week on campus during semesters; off-campus work only through CPT/OPT
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About $1,368 – $1,618 (₹1.3 lakh – ₹1.5 lakh), including rent.
A room in shared housing usually costs $450 – $700 a month.
Part-time work (up to 20 hours a week on campus during semesters; off-campus work only through CPT/OPT) helps, but it rarely covers everything — plan savings or a loan for living costs.
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