Share a flat
Shared rooms are the cheapest option; a studio costs much more than ¥65,000.
🇯🇵 Kansai / Chubu, Japan
Cost of Living in Kyoto, Osaka & Nagoya
Major Japanese cities with lower rents than Tokyo. Here's a realistic monthly budget for an Indian student in Kyoto, Osaka & Nagoya — rent, food, transport and insurance — in JPY and rupees.
- Rent ¥40,000 – ¥65,000/month
- Total ¥113,000 – ¥138,000/month
- ≈ ₹0.7 lakh – ₹0.9 lakh/month
- 3 universities
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Quick answer
How much does it cost to live in Kyoto, Osaka & Nagoya as a student?
Budget ¥113,000 – ¥138,000 a month (about ₹0.7 lakh – ₹0.9 lakh), or ¥1,360,000 – ¥1,660,000 a year. Rent for a room in shared housing is the biggest cost at ¥40,000 – ¥65,000. 1 of the 3 cities we track in Japan have lower rents.
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Kyoto, Osaka & Nagoya budget at a glance
- Room in shared housing
- ¥40,000 – ¥65,000 a month
- Monthly budget
- ¥113,000 – ¥138,000
- Yearly budget
- ¥1,360,000 – ¥1,660,000
- In rupees (a year)
- ₹8.7 lakh – ₹11 lakh
- Health cover
- National Health Insurance for students costs roughly ¥2,000 a month
- Getting around
- Commuter passes (teiki) for your home–campus route are discounted
- Exchange rate used
- ¥1 ≈ ₹0.64
Monthly budget
Student budget in Kyoto, Osaka & Nagoya
Planning estimates for 2026 — rents move quickly, so check live listings before you sign.
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Kyoto, Osaka & Nagoya vs other student cities in Japan
Universities
Universities in Kyoto, Osaka & Nagoya
Save money
Cutting costs in Kyoto, Osaka & Nagoya
Cook at home
Groceries for about ¥40,000 a month — Indian grocery stores are common in big cities.
Use student transport
Commuter passes (teiki) for your home–campus route are discounted
Work part-time
Up to 28 hours a week with permission; 40 hours in long vacations
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ¥113,000 – ¥138,000 (₹0.7 lakh – ₹0.9 lakh), including rent.
A room in shared housing usually costs ¥40,000 – ¥65,000 a month.
Part-time work (up to 28 hours a week with permission; 40 hours in long vacations) helps, but it rarely covers everything — plan savings or a loan for living costs.
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Universities
Universities in Kyoto, Osaka & Nagoya
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Cost of living in other Japan cities
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